@Dca ****
I’ve got one other problem. I loaned my wife $100,000 to open restaurant. She’s making payments of $1,000 to $2,000 a month but it will be many years before she pays me off, possibly when she sells it. About 8 months ago, I was diagnosed with melanoma, stage 3. The surgery went fine but the immunotherapy treatments aren’t cheap, even with insurance. I can’t work at my business In construction anymore, so I’m living on Social Security payments. I have a very nice house in Chiangmai, so social security should be enough to live on there. By selling my construction equipment, I should net between $15,00 to $22,000, so I could deposit 800,000 baht but would prefer the 400,000 amount. The key is my house in the U.S. it is paid off and worth around $400,000. That was my retirement fund. I haven’t figured out whether to sell it when I move and have my wife live in an apartment, or let her stay in the house until she sells the restaurant. I’m inclined to sell the house, if only to force her 30 year old children to find their own place to live. I’d take care of our 18 year old son until he graduates from college.