Does it reimburse you for medical expenses abroad, or does it pay the hospital directly? I’ve got BCBS Medicare advantage and go to Thailand once a year for a month. The plan is to move to Thailand in 3 years. I guess I should check with them on coverage for month long trips to Thailand
I live semi rural and I know all of my neighbors because they are all related. The lady that I bought the land from 20 years ago (and who still lives next door), her father had owned all of that land and had given it to his children I am on a friendly basis with all of them.
The last time that I stayed at the house in December, my wife’s mother stayed with me. My wife was afraid I couldn’t get along by myself after the cancer treatments. My mother in law is 3 years younger than I am. Maybe, she could live with me when I move back and pretend she is my wife
that ultimately is probably what I will do. One other option is to live in Chiangmai for 5-6 months out of the year (winter) and the other 6 months in the U.S. I think I could get by getting a 60 day visa, extending it for 30 days while in Thailand, then doing 2 visa runs to get to 5 months. I’ll probably have to be scanned twice a year for cancer once the immunotherapy treatments are over this fall. I might as well let Medicare pay for it, along with Doctors visits.
I’ve got one other problem. I loaned my wife $100,000 to open restaurant. She’s making payments of $1,000 to $2,000 a month but it will be many years before she pays me off, possibly when she sells it. About 8 months ago, I was diagnosed with melanoma, stage 3. The surgery went fine but the immunotherapy treatments aren’t cheap, even with insurance. I can’t work at my business In construction anymore, so I’m living on Social Security payments. I have a very nice house in Chiangmai, so social security should be enough to live on there. By selling my construction equipment, I should net between $15,00 to $22,000, so I could deposit 800,000 baht but would prefer the 400,000 amount. The key is my house in the U.S. it is paid off and worth around $400,000. That was my retirement fund. I haven’t figured out whether to sell it when I move and have my wife live in an apartment, or let her stay in the house until she sells the restaurant. I’m inclined to sell the house, if only to force her 30 year old children to find their own place to live. I’d take care of our 18 year old son until he graduates from college.
Probably. She would prefer to live in Chiangmai over the U.S., but does like the income of owning a Thai restaurant in the U.S. with the 20 year difference, I can’t afford the luxury of waiting until she is ready to sell restaurant and move back permanently
I have my Social Security deposited to my Charles Schwab account and use it’s debit card to remove money. I’m reimbursed for all ATM fees at the end of each month.