If you live in Chiang Mai I would definitely open my bank account there rather than somewhere cheaper or easier. There are a variety of good reasons for this, chief of which if you need to do something official, you will be asked to do it at the branch where you opened the account.

@Nick ***********

Completely agree.

@Tom ******

I wouldn’t cross the street again, were I you.

@Nick ***********

I think your experiences fall into the “don’t let the desire for perfection keep you from achieving the merely good” category.

I have horror stories too -although from USA rather than Thai banks.

But I continue to use American banks, because despite their imperfection, not using them would be even worse.

Not a criticism - just an observation.

@Stefan ******

By this same logic you should never visit Thailand because you might get killed in a traffic accident.

The question is, are Thai bank deposits so at risk that you are a fool to use a Thai bank? Apparently some here believe that to be true.

I think trying to get by without using a Thai bank is far more likely to lead to inconvenience, extra expense, and loss of funds.

Up to you.

@Otto ********

3 years now.

Perhaps you could include some links to articles discussing this Thailand banking corruption / risk of loss of deposited funds you are so worried about?

I’ve personally never seen or experienced anything to give me the slightest concern over the money I entrust to Thai banks. I actually feel it’s safer there than in a USA bank.

@Michael ******

Oh, you gotta show the full clip. These are the people who wanna run Amerika.

@Anthony ********

Not the first time. You brit’s humor escapes me on the regular.

Fair play though, the reverse is often true as well. 😳

@Kool ******

At least, not legally.