but Tod, many of us DON’T WANT TO spend ages sorting tedious paperwork and then spend hours in immigration offices. Here’s why - because of the hassle and time involved. I have a cleaner for the same reason - yes I could clean my house myself but I don’t want to, and I also earn more in the time that’s being done than I pay someone to do it.
Tod, bless you. I love the way you hold out for the 'don't use an agent thing' and the way you talk about it as being so 'under the table'. But many agents are regularly visited and checked by immigration. I know several people who have got a retirement visa through an agent and then, subsequently, applied and got an extension, or indeed new visa some time later, in their own country. Of course, people should be aware of what their doing but, as
Being vaccinated may help lessen severity of symptoms if you contract COVID. It doesn’t prevent you being infected or spreading it to others, especially if you’re asymptotic due to having been vaccinated