@Dirk *************

Buying a SIM in SEA is not really an hassle....

Any onward ticket within the time frame set by your visa, or visa exempted allowed stay.

@Luc ***********

Of course : whether Wise or Revolut, there NO hidden cost, the app show you exactly what you will get, same amount credited on your account, nothing more nothing less - which what I did completing the transaction with Revolut. Wise basically has 0.67% transaction fee for THB, Revolut only the interbank rate which is a bit less, except on week-ends.

@Luc ***********

Say the apps. I made earlier conversion a conversion for real. Since you got both apps, you may give your self a try right now.

Revolut : THB 38. 975 - Wise THB 38.7917

@Tony ********

Wise takes 0.67% - this is a mark up on top of the mid market rate. I made the change for real with Revolut, I got the mid-market rate with NO mark up - that was 3889.44THB on my Revolut when Wise was giving me abt 200THB less.

@Tony ********

I did change a few days ago within the app. I also have a Wise account, Right now for 1000€, Wise gives THB and Revolut THB. There us no such add ons, only a mark up during the week end.

Revolut has better rates than Wise

My guess is that the bank may share any information through CRS as soon as you opened an account with them showing that you are a foreign national - like ID documents, address abroad, etc.... which is likely to be the case for you in Thailand...

@Jay ***

Apart from a few remote borders, never had any problem.

I have been using Private Internet Access for years (inexpensive) but both speed and support got worse and I switched to Nord VPN, clean interface and very fast (I have a 500mps connection and close to zero trade off in speed) Pricing is on the moderate side. If you go for free VPN, you won't get the same speeds.