If you have a sense of adventure, you can fly down to Singapore... then take a bus to Malacca then KL and fly to Borneo (Kota Kinabaru or Sarawak). Or fly from KL to Langkawi. Or fly to Medan and visit Lake Toba, or other interesting villages in that region.

Or fly to Indonesia and see the many interesting islands including Sumatra or Sulawesi or Flores.

I've been dozens of times to Philippines, mainly for diving. Cebu quite a few times but only as jump off point for Dumaguete, Malapasqua, Sequior, Bohol. Palawan is nice to. I'm not crazy about Manila. Food is not a reason to visit though.

@Graeme ******

I lived in SG for 13 years. Loved it and still regularly go back. Some food there you can't easily find here. But I explored mainly by bicycle which allowed me to see a lot more than where tourists go. Great bike paths now too. Was just there a few weeks ago. They keep improving. If folks dont like "dull", then rent a bike! Eat in the suburbs...stay away from tourist spots.

But 2000 Baht for a hotel wont get much nowadays.

@Steve *****

YES, they do.

@Randy *****

I'm doing an implant.

Extraction with graft was in June. Then implant in Oct. Crown in Feb.

They dont suggest waiting more than 3-6 months after extraction and the implant.

Always get DAN diving insurance. You can contact them directly for emergency evacuation.

Also wherever in the world you go diving, you'll sign liability forms giving away your rights to sue or make any claims.

Diving is a sport with risks. I have over 1000 dives and I am always aware. Often depression sickness can mean death (as a chamber can be days away and flying to one isn't possible as that makes it worse) unless there is a helicopter on the boat which flies low altitude.

Asia is NOT America with lawyers ready and willing to sue businesses or individuals. Dive shops are small and probably have minimal insurance coverage. Bankrupting one of them will bring you very little, unless it's a liveaboard from America and they will certainly bring up the liability release forms to protect them.

Some might even say that you had a preexisting medical condition. If you drank excessive alcohol the night before or smoked marijuana, this could affect you on your next diving day. These are so many factors.

@Kami *****

agree. Living in Thailand now for 2.5 years. It was really not easy to explore without a car for the first 6 months relying on public transport and a motorbike. Maybe some people just dont like to explore? And stuck in the center of CM with all the tourists???

@James ********

61 yrs, zero deductible. Slightly over $3000 usd per year.

@John *****

I've had some claims, and they were quickly paid, after submitting online. It's also possible to get a reauthorization in advance so Cigna pays directly to the hospital. They also cover some routine annual health screenings.

@ChÆse *********

It's not for Americans only. It's a global coverage, but if you add coverage for the USA, the price skyrockets about 50%.

I've used them for 10 years, while living in different countries. Very reliable.

@Todd ********

I am an avid diver and have friends in the industry throughout SEA. It's very hard to hire a foreigner, with the job permit ratio. And farang instructors are plentiful... for those few available jobs. I've been diving at shops who have the same foreigners for years working there. Often the owner or part owners.

If a dive shop hires illegally, that high risk for them. Diving is a serious business where it's someone's life involved.