What are the implications of working remotely for a foreign company on a DTV in Thailand regarding employer liability and insurance?

Hi everyone,

My question is addressed only to those who already have a DTV (Destination Thailand Visa) and work remotely as salaried employees (full-time employees) for a company outside Thailand, not as freelancers / independent contractors / self-employed.

I already hold a DTV visa and plan to work from Thailand during the winter months, for a period of up to 5 months.

I am a Greek tax resident and I work remotely as a full-time employee for a Greek IT company, using my laptop.

The main concern my company has raised is the possibility of a work-related accident (or serious incident) occurring abroad, and the potential legal or insurance liability for the employer.

Because of this, one option that was suggested by the company is switching my status from employee to independent contractor, in order to remove this type of liability from the company — something I would prefer to avoid for several reasons.

I’d really appreciate input from people who are or have been in a similar situation:

* If you work remotely as an employee with a DTV, did your company raise similar concerns about workplace accidents, employer liability, or insurance coverage when working from another country?

* If yes, how was this handled in practice?

– did you sign a waiver (e.g. a written acknowledgment limiting employer liability for working abroad)?

– was there an internal “work from abroad” policy?

– or did anyone rely only on private insurance and end up working from Thailand without informing the company at all? If so, was that ultimately the only workable solution?

Any real-world insight would be very helpful.

Thanks!