Ask question

Why are expats opting for Luma and AXA for insurance over cheaper options?

Thai insurance options Luma insurance AXA insurance Thai General Insurance Association (TGIA)expat insurance medical insurance in Thailand insurance comparisons coverage differences COVID-19 insurance

May 25, 2021

4 years ago

Anthony ********

ORIGINAL POSTER

About to book insurance! Thai general insurance association quotes 12150 baht.  Luma and axa  are far dearer for 6 months. Why do I see members booking Luma and axa? Is there a reason for this?

925

views

0

likes

18

all likes

7

replies

0

images

7

users

TLDR : Answer Summary

The post discusses the differing costs of insurance plans in Thailand, specifically comparing quotes from the Thai General Insurance Association (TGIA) at 12,150 baht to more expensive options like Luma and AXA. Comments suggest that while Luma and AXA are pricier, they provide more comprehensive travel medical coverage, which is a crucial consideration for expats. Additionally, there is mention of varying customer service experiences with Luma, and a recommendation to consult an insurance agent for better guidance.

Pui *****

The TGIA insurance is for Covid only. The Luma and AXA plans are full travel medical insurance.

Like

Reply

Anthony ********

ORIGINAL POSTER

thank you a valid answer to my question

Like

Reply

Reply to

Anthony ********

Reply

Kathy ***********************

You need to compare the coverage by different companies and see which plan gives you the best value for money.

I would highly recommend you speak to Darren from

*******************

before making a final decision. He is an agent who has years of expertise and experience in the business. So he can give you a legit advice.

Speaking about Luma, my former boss purchased the insurance plan through Seek2insure and was happy with their after-sale service.

Like

Reply

Kay ***********

Luma it’s very easy to Pay. 2 Minutes through online system.

But after paid , it’s very HARD to contact customer service

This is my experience

Like

Reply

Lisa ********************

@Kay **********

that's why I used a broker.

****

contact.

Like

Reply

Reply to

Lisa ********************

Reply

Shaun *******

My Luma plan 3 was around 40,000 baht for the year

Like

Reply

Cameron ********

Have you ever heard of the phrase you get what you pay for?

Like

Reply

Reply to

Cameron ********

Reply

Thai Visa Advice and Everything Else

... members · 60% approval rate

The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.

Thai Visa Advice and Everything Else

View the Conversation

Thai Visa Advice and Everything Else

What are the best health insurance companies for expats in Thailand, and what has been your experience with their customer service?

15 comments

3 months ago

What are the options and considerations for insurance when living or traveling in Thailand?

185 comments

3 months ago

What health insurance options are available for expats in Thailand?

75 comments

5 months ago

What are some recommended international health insurance options for expats in Thailand?

43 comments

5 months ago

What are the best health insurance options for expats living in Thailand?

25 comments

6 months ago

What are the differences between AXA and AIA health insurance in Thailand, and which should I choose?

9 comments

8 months ago

What are some recommended health insurance options for expats moving to Thailand?

73 comments

8 months ago

What are cost-effective health insurance options for expats in Thailand, particularly for retirees?

29 comments

a year ago

What should expats know about health insurance in Thailand?

22 comments

a year ago

Is AXA's health insurance sufficient for the Thailand LTR visa requirements?

4 comments

a year ago

What are people's experiences with AXA insurance in Thailand?

86 comments

2 years ago

Which is better for medical insurance in Thailand: Luma, April, or Cigna?

2 comments

2 years ago

Is AXA insurance worth the cost for a 30-day trip to Thailand?

83 comments

2 years ago

Which insurance is better, AXA or Tune for expats in Thailand?

62 comments

3 years ago

What are the experiences and opinions regarding Luma COVID insurance among expats in Thailand?

5 comments

3 years ago

What are the best health insurance options for expats moving to Thailand?

27 comments

3 years ago

Is AXA the best option for $50K coverage accepted for Thailand Pass?

66 comments

3 years ago

What types of insurance are recommended for expats in Thailand?

6 comments

3 years ago

What are the best insurance options in Thailand apart from AXA?

39 comments

3 years ago

What are some affordable health insurance options for expats in Thailand post-Phuket Sandbox?

31 comments

3 years ago

Is AXA health insurance a good option for expats in Thailand?

25 comments

3 years ago

Is there a specific insurance that everyone uses to qualify for a visa in Thailand?

14 comments

4 years ago

What insurance options do expats in Thailand recommend and what are their costs?

7 comments

4 years ago

What are the best and cheapest insurance options for STV submissions in Thailand?

11 comments

4 years ago

What is the best insurance for a UK citizen staying in Thailand for 6-7 months?

20 comments

4 years ago

Data protection policy Terms and conditions Disclaimer Privacy policy Refund policy

The asq:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.