Can someone with a DTV open a bank account in Thailand?

Sep 17, 2024
2 months ago
Florian *****
ORIGINAL POSTER
Did someone with DTV open a Bank account ?

Any suggestions?
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TLDR : Answer Summary
The process of opening a bank account in Thailand with a DTV (Digital Visa) can be complicated, according to various community suggestions. While there are mixed opinions on whether it's possible, many recommend consulting with banks directly or hiring an agent for assistance. Some users mention that obtaining a resident certificate after staying at a permanent address might make it easier, but there are concerns about banks' requirements for stable income and long-term residency. Alternatives like Wise accounts are also suggested for expats.
DTV VISA RESOURCES / SERVICES
HillView ******
I got a certificate of residence and went to the bank. Simple as that. No need for agency.
Zen **********
Go to Krung Thai bank , Singha complex branch in BKK
Abas ******
Go to Bangkok bank head quarter near saladaeng bts. They will open for you.
Tim ***********
This is like the 25th post about this. Use the search function dude.
Henrik *****
Wait a couple of months, then much easier, than straight after arriving in Thailand.

Reconsider if a Thai bankaccount is need-to-have or nice-to-have.

Banks in Thailand are like everywhere in the world, interested in having good stable custormers, that have a permanent address, a steady easy traceable income, and use the account all year round.

That is why the banks are reluctant to give accounts to people on short time ( read: tourist ) visas, and who only spend part of the year in Thailand.

Don’t expect to get a residence certificat, until you have stayed at a permanent adress in at least 3 month, since that is what the residence certificat should confirm.

Furthermore the added attention on whitewashing of money, is an added burden on the banks, so even depositing large amounts isn’t a guaranteed way to open an account.

The value of a resident certificat, had gone down, since Immigration Officers are giving them to people that are not on a longterm visa, or have stayed severel months at 1 adress in Thailand, so even if it is a formal requirement, the bank make up their own assesment of the stability of the want-to-be customer.
Gerry ********
If you don't have one already, make sure you also have/open a Wise account and card!
Florian *****
ORIGINAL POSTER
Gerry ********
it can be tricky no matter what visa you have.

This is one thing that agents are very useful for.
HillView ******
@Gerry *******
i got a certificate of residence and went to the bank. 30 minutes later had account. Simple as 123. No agency
Curtis *******
@HillView *****
which bank?
Gerry ********
@HillView *****
do you mind sharing which bank nd branch? It might be helpful for others.
HillView ******
@Gerry *******
i went Bangkok bank on klang near big c Pattaya.
Gerry ********
@HillView *****
great. Popular branch, that one :-)
Florian *****
ORIGINAL POSTER
@Gerry *******
can you suggest one ?
Gerry ********
@Florian ****
not really. There are agents wherever foreigners tend to stay, so perhaps check other groups/forums.

I've heard that it is best to open the account at a branch near where you stay, at least in some cases. I'm not sure why that is, but perhaps also do some research about that.
Tommy **********
Just have an agent do it for you .
Florian *****
ORIGINAL POSTER
@Tommy *********
you know a good one
Tommy **********
@Florian ****
Aom from So Good Visa Services, in Jomtien off Theprasit Rd, check you their Facebook page.
Tommy **********
@Florian ****
Only in Pattaya
Ko *****************
Some say No and some say yes, better check with banks. My opinion is probably yes.