Can I open a Thai bank account with a DTV visa, or how can I use digital payments without one?

DTV is a touristvisa not eligible for a bankaccount.

Need to be at a longterm visa.

Reconsider if a Thai bankaccount is need-to-have or nice-to-have.

Banks in Thailand are like everywhere in the world, interested in having good stable custormers, that have a permanent address, a steady easy traceable income, and use the account all year round.

That is why the banks are reluctant to give accounts to people on short time ( read: tourist ) visas, and who only spend part of the year in Thailand.

Don’t expect to get a residence certificat, until you have stayed at a permanent adress in at least 3 month, since that is what the residence certificat should confirm.

Furthermore the added attention on whitewashing of money, is an added burden on the banks, so even depositing large amounts isn’t a guaranteed way to open an account.

The value of a resident certificat, had gone down, since Immigration Officers are giving them to people that are not on a longterm visa, or have stayed severel months at 1 adress in Thailand, so even if it is a formal requirement, the bank make up their own assesment of the stability of the want-to-be customer.

9-thailand-to-implement-stringent-compliance-regulations-for-new-bank-accounts?

I have no patience to go running around trying banks. I phoned tik tok services today, they picked me up, took me to the bank, sorted out all the forms. I left the bank an hour later with bank card, bank app etc. Cost 5000 baht.

I did hear if you take out the banks own insurance it can make a difference to being able to open an account 🤔🤔🤔🤔

You can use digital payment with this wallet.

Try Kasikorn bank. If they won’t open your a normal account then try the Pay&Tour option they have that can apparently support QR payments

May not work everywhere. May not work now. But 2 years ago you could open a bank account in samui in the bangkok bank with only a thai driving license. No visa and residence certificates were needed as you hold a thai driving license.

So probably worth trying. Get a driving license is cheap, fast and easy.

let me know if you find a branch… i tried all in Ao Nang and all refused.

Just something to share on withdrawing cash, I am unsure if other countries have mobile payment function. BTW, I am from Singapore and we have Paynow which allow to make transfer into Promptpay account via mobile number (except scanning QR code, unless it's registered to a business and not personal). if I need cash, I just send money to someone I know via promptlpay and get he/she to withdraw cash.

Just get your residence certificate with you and start walking into every bank you come across.......else make a trip to Pattaya and engage any agent.

No longer possible is incorrect. The DTV is a brand new visa. Either it hasn't been possible to open a bank account with this visa so far, or they don't know what it is and don't want to open an account for you. Try another bank/branch or seek out an agent.

You need a Thai bank account to pay via QR code. Agree, it is convenient and saves the 220 baht ATM withdrawal fee. Bangkok Bank are normally the most agreeable bank for opening savings accounts for foreigners. Did they suggest you buy Personal Accident Insurance? An annual policy is worth having especially if you ride a moto, are aged under 65 and have no alternative insurance. The premium is likely to be similar to the price an agent would charge and you would be getting something in return for your money.

True money app may be a go

This question is asked 100 times a month and the answer is the same. It's a matter of persistence each branch has its own policy and you're in an area where there's limited amounts of banks, you'll need a certificate of residence from immigration you'll need to dress nice, would be best to have a Thai person introduce you or just try and bribe the bank manager with 5,000 baht other than that go to Pattaya and pay that $5,000 to an agent.

You pay an agent to open an account for you. The fees start at bt5000+.