How can I pay for a fruit shake in Thailand using a QR code with a DTV visa?

Nov 9, 2024
5 days ago
Sahil ********
ORIGINAL POSTER
I'm in Thailand on a DTV.

How do I use the Thai QR to pay for a fruit shake 🤔
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TLDR : Answer Summary
The conversation explores the challenges of using Thai QR codes for payments while on a Digital Tourist Visa (DTV) in Thailand. It is generally required to have a Thai bank account to utilize QR payments effectively. Some commenters suggest alternatives like using a foreign card with apps like Line Pay and Moreta Pay, while others emphasize using cash due to the difficulty in obtaining a bank account with a DTV. There’s ongoing debate about the nature of the DTV and its acceptance by banks, with some claiming that current rules are restrictive, making it hard for DTV holders to open accounts.
DTV VISA RESOURCES / SERVICES
Lucie ******
Bangkok bank will do it on a tourist visa
Jira ******
You can use app deeppocket to scan qr code to pay via the app without having Thai bank acc
Terence ******
Ask the person you’re buying the fruit from they’ll tell you
John *******
Just scan your visa when paying
Dave ********
This must be a trolling post , he can't be that thick
Angelo ***********
You need a banking app. And either pair a credit card with it, or get a Thai bank account.
Chris *********
You got DTV but can’t buy a shake
Andy *******
Cannot
Daniel **********
Thai Bank account… very very hard to get on DTV
Angelo ***********
@Daniel *********
Where does this myth come from? A DTV is a long stay visa. The easiest way to get a bank account. Silly people on the internet ...
Daniel **********
@Angelo **********
dude its not a myth. do you have a dtv and opened an account or are you just talking bs? i tried probably 10 bank branches already and they all declined opening an account on the DTV… and everyone says its a special tourist visa. everyone. officials, bank head-offs, etc… its just you who is delusional and misinformed.
Angelo ***********
@Daniel *********
Then find a Thai friend accompanying you. A DTV is a DYV and not a tourist visa. And on a real tourist visa: you can open a bank account just fine!
Daniel **********
@Angelo **********
i usualy go with my thai girlfriend. no you cannot open a bank account on a tourist visa anymore. like i told you, things have changed this year. inform yourself before spreading misinformation. you would need bribes and a sketchy way to do this right now.
Luit *****************
@Angelo **********
There is no law you cannot open a bank account without a visa.

It just are rules banks use because they have obligations to prevent whitewashing money
Luit *****************
@Angelo **********
Please don't tell lies here, DTV belongs to category tourist visa. If you don't agree, please show official document that tell different.
Enrico ********
@Angelo **********
is not a myth. There are many reports of people already trying to open a bank account on DTV without success.
Angelo ***********
@Enrico *******
Then they should try the next bank ... simple.
Enrico ********
@Angelo **********
can you be more condescending? There are countless people who tried multiple banks just in this group alone. How about you stop talking about things you don’t know nothing about?
Angelo ***********
@Enrico *******
Regarding your photo: it most likely is his nationality that makes him troubles and definitely not the visa.
Angelo ***********
@Enrico *******
It is up to the bank if they give you an account or not. Just try next bank.

There are forums about opening bank accounts. Perhaps ask there?

DTV is not a tourist visa, it is a DTV. And on a tourist visa you easy get a bank account.

You get a bank account on visa exempt.

The guy who knows nothing is you.

Opening a bank account is a business transaction. Perhaps go into the bank with proper clothing, proper shoes a smile and say "Sawasdee Khrap" as greeting?

Otherwise bite the bullet and ask an agent. Wow, an agent can make a bank account on a DTV? So? Obviously the kind of visa is not the problem ...

Good bye.
Daniel **********
@Angelo **********
you are wrong again. thailand made it a lot more restricted this year. things have changed. opening a bank account is a lot harder now and doesnt work in most cases. thats the bitter reality now. ;) believe it or not. using an agent is sketchy and could cause in closure of your account at any point where thai authorities will initiate the next crack down. same as they did with house/land owners this/last year
Angelo ***********
@Daniel *********
There are no changes. This is a Facebook myth.
Luit *****************
@Angelo **********
DTV is considered as touris visa
Angelo ***********
@Luit ****************
No it is not. It is a DTV visa.

And you can open a bank account on any stamp.

Even visa excempt.
Luit *****************
@Angelo **********
Maybe you don't consider it as a tourist visa, that is up to you, the Thai authorities do.

180 days stay is not a long stay
Angelo ***********
@Luit ****************
No they don't. They consider it a DTV visa. Because that is what it is.
Luit *****************
@Angelo **********
yes it us a DTV visa, that does NOT belong to the category long term visa that are meant to live in Thailand, that is why most banks do not accept it to open an account, but you can live in your own myth of course.
Alain ***************
If you don’t have a thai bank account, you can try getting this travel visa debit card from kasikorn. I didn’t try yet but as far as i know it’s available in exchange booths including Suvarnabhumi airport. You then link the card to an app that allows you to scan the code:

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Jarek ************
F the QR, stick to cash!
Ling *****
Some of you people spend so much time and stress about paying by qr code or other non cash ways for what reason I will never understand when just using cash works everywhere. Here is my favourite photo. Edit add: I have never ever paid for anything in 34 years by qr code
Martin ********
@Ling ****
you do what you want and let others do what they want.
Mark *******
@Ling ****
there are definitely places that do not accept cash
Ling *****
@Mark ******
in 34 years I have never found one however just the other day I was sitting in a restaurant and clearly heard the Thai owner deny access for clients who wanted to pay by qr code. He said "cash only". Seriously, I pay by cash in the malls too. I also pay Bolt by cash. Anyone who wants to attach a credit card to a 3rd party company is opening themselves up to hacking and fraud. Not for me.
Gary *********
@Mark ******
I’ve never found one
Mark *******
@Gary ********
I’ll grab a photo for you next time 🙏
Romain ****
@Ling ****
ok boomer
Bo **********
@Romain ***
you Low IQ...
Charles **********
@Bo *********
They have this urge to demean Boomers. I guess cuz they are kinda mentally limited?
Romain ****
@Bo *********
ok 🤣🤣
Ken ********
Just use cash how hard is it
Angelo ***********
@Ken *******
Another stupid answer. CASH does not work with QR codes!

He is asking about QR codes.

Not about how to get cash out of his purse and hand it to the vendor.

STUPID PEOPLE ON THE INTERNET.

They get more and more and more ...
Ken ********
@Angelo **********
pull your head in clown
Angelo ***********
@Ken *******
The clown is you. Answering questions with answers that do not match the question. Why waste your typing skills about that?
Phailatrix ***********
u need to have thai bank account and download application first
Deepak *******
Use cash
Jimmy ******
Miniso & After You in the west Bangkok suburb are not accepting cash
Paul *******
@Jimmy *****
After You doesn't accept cash at all. They're entirely cashless now and the same applies to several other mall based chains now.
Jimmy ******
@Paul ******
the one in terminal21 still does, probably because asoke receives a lot of foreigners. anyway, if they don't want cash, i'm always happy to spend it somewhere else
Angelo ***********
@Deepak ******
You can not pay to a QR code with cash.

Most brilliant answer ever.
Deepak *******
@Angelo **********
There is no vendor on earth that does not accept cash.
Angelo ***********
@Deepak ******
But the question was: how to pay with QR code?

Or?

Am I am bad with reading?

So your answer: MAKES NO SENSE.

How can I take a train from BKK to CM? Take a plane!!

You see? Completely nonsense.
Deepak *******
@Angelo **********
Use credit card
Angelo ***********
@Deepak ******
Still not answering the question. And small vendors do not accept credit cards.
Luit *****************
@Angelo **********
that is true, but I never heard of Thai not accepting cash.
Scott *********
your a digital nomad with a DTV, use your digital nomad powers. Google that
Sab *****
Apparently the app Moreta pay, you can use for Thai qr code with a foreign card and they take 3% i think. I have not used it yet, can someone report back if it works?
Enrico ********
@Sab ****
it works great. However, for now they can only use QR codes from registered business accounts. Most street vendors use their personal bank account and these codes don’t work for now. But they’re working on it.
Sab *****
@Enrico *******
aaw thanks for the feedback. I dont like that Moreta ask for my bank account details. I rather hook them up with my Debit card. So it deducts automatically from your bank account when u pay via QR code or you have to send money first to the wallet?
Enrico ********
@Sab ****
you have to send money first. But you don’t have to give your bank details. You can do a manual transfer but that actually takes 2-4 days at the moment

They have instant top up but only if you connect your bank/wise account
Jeff ******
@Sab ****
this also works without a Thai bank account

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Sab *****
@Jeff *****
tried it but it never sends me the OTP
Sab *****
If they offer Line Pay, you can hook up it up with a foreign card.
Sahil ********
ORIGINAL POSTER
Say I get a Thai Account..

Can I use a foreign card to pay for the fruit shake ?
Shandy ********
@Sahil *******
Yes, the Thai bank will notify your foreign card company that you're allowed to use Qr codes.
Romain ****
@Shandy *******
what are you talking about 🤣
Swaraj ********
Sab *****
@Swaraj *******
not true. I hooked up Linepay with my Revolut card and pay like that for the BTS (QR code at the machine)
Romain ****
@Sab ****
true but not true. The QR code you’re talking about is line pay, not so common in street vendors. OP is asking about prompt pay
Sab *****
@Romain ***
try Moreta app. They support prompt pay.
Romain ****
@Sab ****
if I need to pay 3% thanks but no thanks haha
Jonathan ***********
@Sab ****
that's weird, I can't get Line to accept my Starling or Revolut?
Romain ****
@Jonathan **********
you can authenticate your line with passport and then access all options. You can to do it at bts station as far as I know with rabbit card that’s what I did 3 years ago
Jonathan ***********
@Romain ***
many thanks
Sab *****
@Jonathan **********
in the wallet tab, click "create line pay wallet" and then in the settings "add card" - i was able to pick my Revolut card"
Sab *****
Sab *****
@Jonathan **********
works for me. Do you have the tab "wallet" in your line app?
Pui *****
It's a feature of all Thai bank accounts. Launch the bank's app, click the scan to pay function, and it instantly fills in the recipient bank info to do an instant transfer from your Thai bank account to theirs.
Oliver *****
It is very difficult to open a Thai bank account with a dtv visa.

The banks say it is a tourist visa and people on tourist visas can’t open bank accounts.

I was told by banks that the only way they can open one for me is if I own property, or am shareholder in a company 😬
Paul *******
@Oliver ****
Thai banks don't know what a DTV is nor are they able to "classify" it. Unfortunately, it's difficult to open a bank account regardless of what visa you have unless it's a non-O or non-B and accompanied by either a work permit or work permit application.

Retirement visa holders can find it difficult to open bank accounts too, because they don't hold a work permit.

You'll need to visit a head office branch and/or use an agent.
Joseph *********
@Oliver ****
I went into multiple banks about 2 months ago ago and all told me the same thing… I needed to have a visa that was 1+ years or they wouldn’t be able to do it
Paul *******
@Joseph ********
A DTV is valid for 5 years. Extensions of stay are mostly for 1 year only, very rarely longer than this. Most non-O and non-B holders receive only a 1 year extension and by the time they receive the full extension, they'll only have 11 months left.
Milan *********************
@Joseph ********
: they changed the law last months...it's harder to get. Without an agent impossible at the Moment
Joseph *********
@Milan ********************
Not surprised they love making things difficult… wouldn’t let me have one because they changed the law 1 week before I went to the bank… so I now share my bank account with my Thai girlfriend and problem solved aha
Angelo ***********
@Oliver ****
That is double nonsense.

You can open a bank account on tourist visa just fine.

And a DTV is not a tourist visa, FACEPALM.
Milan *********************
@Oliver ****
: i opened with tourist visa ;-)
Sherif ********
Milan *********************
@Sherif *******
: yes. I have agent
Alex *******
@Oliver ****
use an agency
Chris ********
@Oliver ****
I opened a bank account on a 30 day Visa last year.
Paula ********
II haven't done it yet but I have met someone with a DTV who opened a bank account at Bangkok Bank
Dan *********
@Paula *******
you simply use an agent. MOTS in pattaya gets it done in one day about 4000 bht
Anonymous ******************
@Dan ********
not possible under 50yo for visa exempt as of this month
Paul *******
Anonymous participant 804 Each bank and each branch has their own policy. Your branch may have told you that, but another branch will still interpret things in their own way. There is no policy that applies nationwide to all banks.
Anonymous ******************
@Paul ******
all the visa agents told me that. I’ve contacted many in several provinces.
Deepak *******
Everything is possible using an agent in Thailand.
Philipp **********
@Paula *******
it’s possible. I was even able to open it with just a 30-day tourist visa. It is best to contact an agency that offers the service.
Angelo ***********
@Philipp *********
You opened it with VISA EXEMPT. And not with a tourist visa. A 30 day tourist visa does not even exist.
Panda **********
@Philipp *********
would you mind sharing the agent contact ?
Hafmin ******
@Philipp *********
please would you assist with one
Brett ***********
@Hafmin *****
you’ll have to pay an agent about 4-6k. With demand going up, this service will be 10k soon.
Oliver *****
@Paula *******
yes I’m working on a solution with Bangkok bank, but it is difficult.
Katy *******
You need a Thai Bank account.
John **********
You need a Thai bank account
Sab *****
@John *********
I hooked up Linepay with my Revolut card and pay like that for the BTS (QR code at the machine)
Steffi ***********
You need to have a Thai Bank Account
Sab *****
@Steffi **********
I hooked up Linepay with my Revolut card and pay like that for the BTS (QR code at the machine)
Paul *******
@Sab ****
You can even use your credit or debit card to pay for the subway in Bangkok. Not sure about the BTS - possibly as well (needs to be double checked, as I haven't used the system in years, so I'm not sure).
Enrico ********
@Sab ****
you can’t use linepay for regular QR codes, which is what most shops offer. This only works with special linepay QR codes
Sab *****
@Enrico *******
yes but every Thai person is on line, whenever i asked if i could send line pay instead, many agreed
Sharon *********
@Sab ****
how did you do that? I have a revolut card
Sab *****
@Sharon ********
click on wallet inside the line app and create line pay wallet, then add your revolut card in the settings
Stefani ********
@Sab ****
where is your revolut card from? 
Sab *****
@Stefani *******
you can check on the website where Revolut is based. I think Lithuania or UK. I got my card years ago in Germany if that matters.
Ručman ***********
Do you have Thai bank account?