How do DTV visa holders manage payments and withdrawals in Thailand?

DTV holders in Thailand typically use various methods for managing their payments. Many recommend using services like Wise for sending money to Thai bank accounts due to lower fees compared to Revolut. Some users suggest transferring funds to a trusted Thai individual for cash withdrawals to avoid costly ATM fees. Others mention using services like Xe and Remitly based on favorable rates. For cash withdrawals, it is advisable to take out larger amounts (20,000-30,000 baht) to minimize fees and make payments using cards when possible. Additionally, paying landlords can be done via bank transfer, and credit cards can be used for utility bills.