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How can I pay my water and electricity bills online in Thailand without a Thai bank account?

visa-related issuesutility payment methodsforeign payment optionsTrueMoney7-ElevenLazadaonline billingexpat adviceelectricity billswater bills
Dec 7, 2024
a month ago
Carlos *********
ORIGINAL POSTER
Whithout a Thai bank account how can we pay the water and electricity bills online? It always rejects me because it has to be a Thai issued card.
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TLDR : Answer Summary
To pay water and electricity bills online in Thailand without a Thai bank account, you can explore several options: use the Lazada app, which allows payment for utility bills with foreign credit cards; set up a TrueMoney account for added convenience; or pay at 7-Eleven stores. It's important to note that some foreign cards may face restrictions, so contacting your overseas bank may help resolve any issues. Additionally, physical payment at places like 7-Eleven remains a viable alternative.
Peter *******
They all have their own Apps - download them and it's easy to pay
a month ago
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Glen ***********
True Money is a good way, you setup an account and use the app to scan and pay the bills. You can load your true money account at
****
. It also gives you a virtual Mastercard that you can use to pay for things online that need a Thailand based account. For example you can get Netflix, YouTube premium at Thai rates. You can also scan to pay at
****
and other places that take it. It’s a nice work around when you need a Thai based credit card.

The credit card will only use the money you have loaded in the account, it’s not a line of credit.
a month ago
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Martin *********
Use wise money transfer
a month ago
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Martin *********
7.11
a month ago
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Andy ************
Just get a card from your bank. It's very handy for a lot of situations
a month ago
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Dany ********
can you not pay them with Truemoney?
a month ago
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Carlos *********
ORIGINAL POSTER
@Dany *******
 I cannot open a truemoney account, I believe because of my visa type (DTV)
a month ago
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Carlos *********
ORIGINAL POSTER
Wow thanks for letting me know, I’ll try again
a month ago
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Dany ********
@Carlos ********
 i just did that last week. so you maybe made a mistake. try again? i even unlocked more functionality by uploading some document. can’t remember.
a month ago
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Dany ********
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Metty *******
You can pay with Lazada

I do
a month ago
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Mark **********
Yes. Get a Thai bank account and you can pay anything that is QR pay, which is very convenient if you live here and travel around a lot.
a month ago
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Rok ********
True money?
a month ago
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Carlos *********
ORIGINAL POSTER
@Rok *******
 I couldn’t open a true money account. I believe because of my visa type (DTV)
a month ago
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Rok ********
@Carlos ********
 get an agent to

Open a bank account - QR system is amazing!
a month ago
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Dany ********
@Carlos ********
 you can.
a month ago
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Janelle *****
@Dany *******
 how
a month ago
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Dany ********
@Janelle ****
 get the truemoney app and sign up. its actually very easy and only takes a few minutes. there is an option now to do that as a foreigner. they added it recently. i cannot remember which documents i uploaded but it was really easy. it then took about half a day to get confirmed.
a month ago
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Carlos *********
ORIGINAL POSTER
@Dany *******
 Yes they updated it! I could sign up this time, this makes things much easier. Thanks!
a month ago
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Carlos *********
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Gerald ********
I think I did it via Lazada and also true money wallet, used my credit card UK to top it up and paid it that way, 80% sure that's how I did it
a month ago
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Radost **************************
@Gerald *******
 no foreigner get true money wallet
a month ago
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Gerald ********
@Radost *************************
a month ago
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Gerald ********
a month ago
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Gerald ********
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Joseba ********
Tiktok service in Pattaya will open bank for you, easy
a month ago
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Gábor **********
He asked ONLINE!
a month ago
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Aake **********
****
a month ago
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Phil ******
@Carlos ********
 you cant unless you contact your overseas bank to allow these payments. So you don't have any bank account here or overseas or if you have a partner they don't have a bank account?
a month ago
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Carlos *********
ORIGINAL POSTER
Great to know you can use a foreign card to pay the utilities in Lazada. I tried with one of my foreign cards but it was rejected without reason, I will try with another card
a month ago
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Phil ******
@Carlos ********
 its being blocked by visa or Mastercard. Call your overseas bank to take the block off.

"There are a number of reasons why a Visa card might be blocked for overseas purchases, including:

International payments turned off: Card controls may have been used to turn off international payments

Fraud: The card issuer may suspect fraud if there is unusual activity or spending outside of habits

Visa Secure: Some online payments may require extra information to confirm identity

Card expired: The card may have expired

Credit limit reached: The cardholder may have reached their credit limit

Incorrect card information: The cardholder may have entered their card information incorrectly

Old address or phone number: The cardholder may have an old address or phone number on file

To avoid issues, cardholders can:

Inform their card issuer that they are traveling overseas and using their Visa card

Provide their current contact details, including a number to reach them while overseas

Check the expiration date on their card

Visa travel support is available to help with any issues. "
a month ago
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Phil ******
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Tim *********
@Phil *****
 nonsense,
****
you can pay the electric bill in cash 🙄 lazada can aswell pay and it used to work with foreign card
a month ago
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David *********
@Tim ********
This would be a very expensive option when you considered all charges and with a foreign card , 7/ 11 - 15 baht ( I know this is not what the OP wants ) .
a month ago
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Tim *********
@David ********
 well he should just walk to the nearest 711 🤷 lazada works with with foreign card probably he's only option online
a month ago
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Tim *********
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Phil ******
@Tim ********
 my response was to OP not YOU. He asks where to pay utilities bills ONLINE, NOT BY ATTENDING AN OFFICE.
a month ago
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Tim *********
@Phil *****
 well lazada isn't online?
a month ago
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Phil ******
@Tim ********
 crazy comment Tim. He wants to pay UTILITY BILLS not Lazada FFS.
a month ago
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Hakan ************
@Phil *****
 I use lazada sometimes as well.. scan QR code from the lazada app.

Pay by any card.. eazy
a month ago
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Phil ******
@Hakan ***********
 I or the missus always pay direct. His OS card is being blocked by visa pr MC
a month ago
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Tim *********
@Phil *****
 and lazada has a category to pay UTILITY bills but with the trash and nonsense that you are posting everywhere and having the slides of ideas what you are actually talking about i can see why you keep posting false information
a month ago
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Phil ******
@Tim ********
 overseas cards can work directly with UTILITIES
a month ago
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Phil ******
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Neville **********
Pay cash at 7 Eleven
a month ago
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John ********
****
will take your money
a month ago
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Jim ***********
Pay 7
a month ago
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Peter *******
Check Lazada, there's an option to pay PEA electricity bill, I've not tried it
a month ago
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Carlos *********
ORIGINAL POSTER
@Peter ******
 I tried but payment was unsuccessful, didn’t say the reason
a month ago
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Wayne ********
@Carlos ********
 go to the 711, problem solved. Why are you so hung up with paying your utility bills online?
a month ago
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Carlos *********
ORIGINAL POSTER
I tried in Lazada with my foreign Visa card and it didn’t go through. I don’t have a bank account in Thailand because I’m on a DTV visa and no bank wants my money 😅
a month ago
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Kim *********
@Carlos ********
 paid with what? Qr scan requires a Thai bank account. I pay pea electricity bill with lazada now - previously with ibanking BKK but this is easier
a month ago
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Kim *********
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Kim *********
@Peter ******
 yeah with qr scan or true money - I use qr scan very easy and costs only 5 baht
a month ago
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Kim *********
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Yasmin ***********
Before I had a Thai bank account I transferred the money to the landlord. But I've also heard you can pay these kind of bills in
****
a month ago
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Marc ********
@Yasmin **********
 But 7eleven is not online
a month ago
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Nongnuch ********
@Marc *******
 you pay over the counter at 7/!1, no need to go online
a month ago
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Marc ********
@Nongnuch *******
 yes but Carlos is asking how he can pay online.

You guys don't read what the question was
a month ago
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Nongnuch ********
@Marc *******
 😂 as he can't pay online because he has no Thai bank account, he actually is questioning for the alternative, which is not by online. It was actually YOU who simply didn't understand his question 😂😂
a month ago
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Marc ********
@Nongnuch *******
 The question is clearly "how can we pay the water and electricity bills online?"

Try to learn to read properly and don't annoy me thank you Sir
a month ago
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Marc ********
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Edm ********
@Yasmin **********
 yes 7-11
a month ago
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Edm ********
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Steve *******
You can pay electricity bills at 7-11 and water bills at your jurisdic office. Or check if there's a QR code for 7 on the water bill too.
a month ago
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Carlos *********
ORIGINAL POSTER
@Steve ******
 I usually go to 7-11 but they only accept cash
a month ago
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Ne ***********
@Carlos ********
 only Thai issued debit or credit cards.
a month ago
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Brandon ************
@Carlos ********
 then bring cash
a month ago
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David ***********
@Carlos ********
 can you not pay cash. Much easier ?
a month ago
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David ***********
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