Jade Opal Jasper on year 22 here and for me Direct Deposit (DD) is the way to go. When I assist Vets and their Widows with their VA Claims I have them set up DD as strep one.
The US Federal Government most certainly will Direct Deposit Social Security, Military Retirement, Veterans Disability Widows Benfits and so much more.
I replied to Ben Rigs statement "You’ll find that the people who don’t have one will say it’s a waste of money, those that do have one have no regrets". So no idea what you on about.