eh, depends on the Bank I suppose. This is the rate I would get today if I were to withdraw money. Actually more favorable than what comes up on Google.
unfortunately Google Fi gives you trouble if you're out of the states too long (6 months or something.)
Transferring my cell number to Google voice after 2fa was already set up has mostly worked for me for about 2 years now, but yeah, often times it's regretted if I try to add it as a new number