@Peter ********
As the new legislation has yet to be passed( 3m inpatient,40k out patient plus covid insur has yet to be passed your new OA visa app appears to have been approved under the existing mandatory limits ie 400k inpatient,plus 40k outpatient,plus covid insurance.The conditions of your policy are a little vague & I think you may have problems meeting the new requirements when renewing your visa in 12 mths time. I have multiple discounts based on 11 yrs of no claim bonuses. I am 70 yrs old.
I currently pay a 36k premium to meet the existing
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k plus covid. I anticipate the premium for full coverage of the new 3m requirement will be between 75 -100k.