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Answered5 years ago

What insurance companies are approved for Non-OA Retirement Visa requirements in Thailand?

Michael *******
asked Sep 24, 2021
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Requesting help finding an insurance company that would cover all requirements to obtain a

( Non-OA retirement visa )

obtained at the royal Thai consulate in Los Angeles

I am requesting someone who has used or is using a current insurance company that they have obtained a

( Non-OA Retirement Visa )

that’s fulfils all the requirements such as

COVID-19- -COE- and the 400,000 inpatient and 40,000 outpatient

requirements

on the official Royal Thai Consulate website there are only 18 approved insurance companies

somebody had mentioned Luma and I contacted them and asked them for A policy that would fulfils

requirements for this Non- OA Quoted me 220,000 baht for a 62-year-old male for a year

and funny enough this Luma insurance agent sent a comparison with Pacific Cross for a similar coverage of 70,000 baht per year??

and I do not want to buy an insurance policy from a company that is not on this approved list,

I have seen people saying “it’s just fine with the insurance company I’m sending you reference to”??

unless they personally have bought and use this insurance to obtain the specific type of visa I’m applying for

( Non-OA Retirement Visa )

I’m not interested

I will only be back in America for a short period of time and don’t have time to buy insurance that is not excepted by the royal Thai consulate for my Visa

if anyone can help this confused retired American I would appreciate it

Thank you very much!
Answer summary
The user is seeking recommendations for insurance companies that meet the Royal Thai consulate's requirements for a Non-OA Retirement Visa. They specifically want insurance that covers COVID-19 and provides a minimum of 400,000 baht inpatient and 40,000 baht outpatient coverage. The user mentions Luma as an option but expresses concern over not using an insurance provider from the official approved list. Various community comments provide suggestions including Luma and Pacific Cross, with discussions about the costs and coverage details. The user is looking for personal experiences with these companies.
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Peter ****
Peter ****
For in outpatient requirement, you can buy from LMG which is under the approved list. They offer cheaper option insurance for in outpatient requirement. The cheapest option is deductible 200k baht. If you just want to meet the requirement with cheapest cost but don’t care about the deductible, LMG is good for that purpose. For the covid19 insurance, you can buy from your local insurance company.
Garrett ***********
Garrett ***********
@Pe***
What does a year policy look like?\
Peter ****
Peter ****
@Garrett **********
click LMG link from their approved list , you will see the coverage detail.
Wyn **********
Wyn **********
Arawan Namak .
Ioannis ***********
Ioannis ***********
Try heymondo.com
Garrett ***********
Garrett ***********
@Ioa****
The Non-OA requires specific Thai policies.
Ioannis ***********
Ioannis ***********
Ioannis ***********
Ioannis ***********
David *******
David *******
I have been using Pacific Cross since 2010. My coverage includes the mandatory OA visa requirements plus covid insurance. My current premium cost is approx
*****
baht for a 70 yr old. I should add this includes multiple discounts as I have had only one claim during this period. Personally I consider Pacific Cross a reputable asia-pacific company with excellent customer service support here in Thailand.

I should add at 62 yrs you will probably be paying a higher rate as I took out my policy at 59 yrs. There is a steep increase after turning 60 yrs I believe.
Ian *********
Ian *********
I can RECOMEND getting insurance through ARAWAN NAMAK myself and many others have used her
Michael *******
Michael *******
OP
@David ******
When you say excellent customer service, I'm just curious what have you used this insurance for? What was your experience? Did you have to pay out of pocket and then get reimbursed?

Did you ever use outpatient?
David *******
David *******
@Michael ******
In terms of customer service i am referring to occasions when I have contacted them for advice on health insurance policy inclusions/exclusions & the neverending immigration requirement shifts. Always efficient & with excellent english language skills.

My one hospitalisation involved both in/out patient expenses. It was the result of a motor accident where the other driver was deemed by the police to be 100% at fault. I sustained a broken leg & extensive ligament damage, the total bill would have run into 2-300k tbh. However without being sure i think the other drivers insurance co coughed up the majority....it cost me nothing. Sorry for being a bit vague on this.
Michael *******
Michael *******
OP
@David ******
Yes thank you David for your response, the same policy that you described above is the one that I've applied for and the cost is 70,000 per year
John ********
John ********
******************************************
Dick **********
Dick **********
I used Luma and I am 69. They paid for my operation on my broken hand which was over Bht70,000 and the cost was Bht34,000. However if you get covid with no symptoms you are not covered

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