Thailand should re-consider their insurance demands. I have an excellent Government insurance accepted by Bangkok Hospital and other private hospitals. Sadly, it is not accepted by Thai Immigration. They want us to buy a Thai insurance that for me is worthless since I have pre-existing condition. The insurance demand will discourage A-O visa applicants and Thailand will lose revenues on the profitable retirees. Covid-19 should prove it is a good idea to have more retirees and expats, because viruses come and go, while we do not abandon ship.