I have lived permanently in Thailand for 17 years. Single male now 76 years old. Always had Thai health insurance for IPD cover with company now called AETNA. . Because of new laws for non O-A visa holders I now have to have OPD cover of 40,000 baht so that I can extend my one year retirement . As my house and Land is owned by my Thai Company with three Thai shareholders who I do not know and I am Company Director, could I change my visa to a non B ? Hence save the OPD health requirement. I am sure there are many farangs in the same position. Any constructive comments would be welcome.