I believe so from what I’ve heard and read. I lived in both countries, but never experienced any safety issues. However, I do know there has been lots of foreigners that have been stabbed or shot in the Philippines over the years that I have heard about.
Thailand has way better infrastructure, in our opinion better food choices from the restaurants to the grocery stores. Medical is far superior and cheaper here. Just love it here better then PH 
OK that is correct. You initially get the 90 days Non O visa and once you fulfill the banking requirements, then you go back to immigration and you get the additional year, making it a total of 15 months altogether
the retirement visa is good for 15 months in Thailand. You just have to renew it approximately one month before it expires as well. You need to do 90 day reporting I use an agent to do everything as it’s very affordable.
she is absolutely amazing. I’ve been using her for three years highly recommend her. She has helped my family with everything from passport extensions, my wife’s education, visa, my retirement, visa, my entire families, drivers licenses, open up Thai bank account. highly recommended very friendly, very professional amazing rates she goes above and beyond. 
no, you can get a tourist from your own home country. Typically those are longer visas. Don’t quote me but like 45 day or 60 day but you do have 30 day visa plan entry and other countries like China and Russia get 90 days visa upon entry and just before that Visa expires you can go to immigration and extend for another 30 days. After that you must leave the country most people do a border run and they have them set up. You can go in the van that goes right across the border into Cambodia or Laos or something like that the same day run there and back they stamp you out stamp you back in and then you start the process all over again, that’s only good for a few times and then immigration gonna stop in question you thinking you’re living here that you need a long-term visa as long as you move forward with the correct visa like retirement visa they even have education visa here you can learn Thai language, or even Muay Thai, and those are like visas. 
it’s for 15months and you have to do reporting every 90 days which is kind of stupid just pop in. Let them know your status you’re still here and you can get multiple entry or single entry. I prefer multiple entry so you can come and go to Thailand as much as you want to no problems.