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Steve *********
This is a summary of
Steve *********
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COMMENTS

Steve **********
Steve Pitts let him be !

Have watched so many farang ' have great idea' over the years.

They gotta-learn-da- hard-way.
Steve **********
@David *****
have no idea 😳 what you're talking about !

Have been to a hundred countries, cons are cons in any culture. Corruption endemic in all.

Insurance is the worst of all industries.

You have health......!

You have health care...!

Now you have an entire industry that's insinuated itself between the two.

One is not needed, it's parasitic
Steve **********
@David *****
It the ' what if ' line that insur agents scare you with. Then you need a lawyer to get them to pay.

If have chronic condition , don't come. If in good health, Thailand only adds to it.
Steve **********
@David *****
That's what insur Co say.

You're paying for worst condition.

I pay oop for almost 21 yrs. No big thing as with most of us, tuck some away. You negotiate with Dr...alwats better than insur, as they say hospital charges this, but becsuse insured only 'pay this '

Pay out of pocket always cheaper than ' you only pay this.

Your paying insur sales salary , house, kids educ etc.
Steve **********
@David *****
you know insur Co's, they' ll swear preexisting, or their small print etc

Insur cos have huge building and employee numbers.

It's all paid with your premium.

Go to Dr, negotiate. Be honest...guarantee you'll dump insur Co.
Steve **********
@Steven ******
pay 'Out of Pocket'

Insurance Co here are cons.

Health care and pharm are excellent and very inexpensive

Paid less in last 20 yrs combines, than 4 months of insur premiums .

Great Dr and good hospital if needed
Steve **********
Payed " out of pocket " for last 20 years.

Once your settled, find a local Hospital and Dr.

I have no serious issues and have paid less in Med bills in 20 years than I would have paid in 4 months of Insur Premiums .

Pharmaceuticals very inexpensive.

If you do have serious health issues..stay home

Insur Co's here are same as home...serving themselves !