Related to my last post, can I get by for 1 year without having a bank account in Thailand? Use a xfer service like Wise or western union?

My money goes to my Philippine bank and is in pesos..

I'll be on a tourist visa and will rent.

Thank you

Hy folks , just for a change a non visa question .

Been coming for about 20 years , used to bring travellers cheques , then just cash .

This time because I'm doing a 3 month trip , cash is a bit dubious . Talking 15k English , now I usually bring 8k no drama . But bit wary of carrying this much .

The bank would charge me 2.5% every transaction , not something I'm willing to pay .

Suggestions....

Hey folks looked into all the things mentioned , some cards said free use abroad but small print had a limit each month .

Starling Bank seems to not charge at all . So signed up with them .

Hi everyone

What does everyone do with money? Do you have your normal debit card and lift money as you go.. just looking for any suggestions 😊

Hi, what are your thoughts on a starling bank account?

I had a shop "accidentally" charge my foreign visa card in USD today despite my making it very clear that I wanted to be charged in baht and their insistance that it would be. I had them cancel it and rerun it in baht. This means I got to see the very clear difference on my pending transactions. I also took a screenshot of transferwise and the rate reported by google at the same time for comparison. I thought the data might interest some people here. Really can't beat just using a credit card in terms of exchange efficiency, assuming you can find a bank that doesn't markup the rates from visa.