Can I live in Thailand for a year on a tourist visa without a bank account by using transfer services like Wise or Western Union?

When you first enter Thailand you will be granted a 60days stays and you can extend for another month and that will give you 90 days in total. If you intend to stay longer like one year your best option is to do visa run and enter again with 60days and extend (another 90days) However the tricky part here if you do it again and they could see a pattern. You dont need a bank account but then again you will rely with ATM withdrawals of maximum of 30k baht plus 220baht fee or bring some USD with you that you can exchange once in a while.

Living in Thailand for one year on tourist visas? Or Visa Exempt entries? There's no visa that will allow you to live in Thailand for a whole year. If you use Visa Exempt, you might be questioned by Immigration Officers in the second half of that year. If using Tourist Visas obtained outside Thailand, you might be a little luckier, but they might refuse you entry at some point.

Your not going to stay a year on a TV

ATM option would work, but they only allow for 20kthb to 30kthb per withdrawal, depending on the bank.

Will you have employment in Thailand or just rely on funds from The Philippines?

If you live for a year using ATM withdrawals, you will be charged THB 220 for every withdrawal and you should check with you Philippine bank if they charge a foreign transaction fee.

Sure.. 📱 and 🏧

ATM