Should I choose travel insurance or medical insurance for my 5-month stay in Thailand?

Had a lot of policies over the years. Usually 12 months and extendable up to a maximum of 24 months. Normally have to have been in the UK for 6 months out of the previous 12 (backpacker policies). Google is your friend more than a FB group though so do your own research.

I've heard a lot of good things about Safety wing ..check them out

@James ********

yes you can do 5 months at a time with AXA Thailand.

Travel insurance, especially from the UK, tends to only cover you for 30 or 60 day trips out of the Country even though it'll be valid for 1 year. Carefully check the small print on the policy!

When only staying 5 months a travelinsurance from your country of origin may be the best option.

Ask the insurancecompagny where you have other insurances.

A travel insurance will most likely also include repatriation to your homecountry, in case of severe illness, accident or dead, or can get family to come to you.

@James ********

really depends on you ie age health . Have you got 3 quotes for heath insurance yet.? If you want yearly medical insurance AXA, CIGNA and AIA here are recommended

There are long term holiday travel insurance for young people who go backpacking, but age could be the stumping block.

They are totally different as guess you are aware.

Travel insurance covers delays, lost property, and emergency treatment following a health issue or accident, also change of flights due to a family emergency.

Health insurance are generally for 12 months, only cover health. But in a different way, if you needed an op for example like hip replacement, cataract that wasn't urgent it's covered. Some health insurance also cover you as an outpatient and for dental care for extra premium. The premium therefore are alot more depending on any medical history, age etc. Read the small print too if riding a motorbike, mine only pays 50% of medical costs even as a passenger

You need to check fine print on travel insurance they are all different a years travel insurance may only cover you for 60 travel days at a time.

Personally would look at getting local one in Thailand but up to you

Travel insurance is always better choice if you can find provider with annual travel insurance that has no limite date of stay outside UK.