What are the best health and travel insurance options for Dutch expats moving to Thailand on a DTV visa?

Question

Hello everyone,

I’m a Dutch citizen preparing for my long-term stay in Thailand on the DTV visa. I’m considering cancelling my Dutch health insurance since I will deregister from the Netherlands, as it is no longer required. However, I have some questions regarding travel insurance.

Does anyone here have experience with a travel insurance policy, specifically covering medical expenses, for a full year? How does deregistering from the Netherlands affect travel insurance coverage?

Also, would it be possible or advisable to get a good health insurance or travel insurance directly in Thailand?

Any advice or recommendations would be greatly appreciated!

Thank you in advance.

🛺 💨

Ask Thailand · Answer

A Dutch citizen preparing for a long-term stay in Thailand on a DTV visa is considering canceling their Dutch health insurance and has questions about travel insurance and health coverage in Thailand. They seek advice on suitable travel insurance policies for a full year and how deregistration affects coverage. Community members share recommendations for specific insurers, noting that typical travel insurance is usually short-term and that better alternatives exist in Thailand.

Lisa ********* · Answer

I’m Dutch. Been living abroad as expat for years. Get OOM verzekering , wonen in buitenland. Best expat insurance for Dutchies (don’t do axa as they don’t cover outpatient, OOM is the only one covers outpatient treatment too, like Dutch healthcare system we are used to.

Travel insurance doesn’t cover for long travel/ max 3 months usually. Read small prints.

Be ware you will loose about 2%  of your AOW each year you’re de-registered as Dutch resident.

If things hit the ceiling, we as Dutch citizens are always able to register back living in NL, and all insurance company must accept us basic healthcare insurance: meaning longterm/ severe illnesses are covered till we die or heal. Even with pre existing conditions

Sweetway ****** · Answer

For insurance contact [mention redacted], she can help you

Sascha ********** · Answer

Hoi je kunt mij een dm sturen, ik ben onlangs uitgeschreven uit NL en woon nu in TH

Robert ********* · Answer

Here are two good travel insurance options. But only for 6 months at a time.

[url redacted]

Robert ********* · Answer

Hi. My wife and I are agents and brokers with several top Thai insurers.

I can answer your questions and show you numerous options if I know your age

Marek *********** · Answer

You cannot use cheap travel insurance as it requires home country insurance. They just pay you flight ticket home in worst case. Be sure to read T&C. You need something better.

What are the best health and travel insurance options for Dutch expats moving to Thailand on a DTV visa?

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