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Answered6 years ago

Is a 4-month insurance policy sufficient for traveling to Thailand?

Nik ************
asked Nov 29, 2020
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Hello guys

I plan to visit Thailand for 3 months or 4 months if possible..I will arrange insurance for 4 months..

Is the 4 months insurance enough for thai standars or need more.??
Answer summary
The discussion revolves around whether a 4-month travel insurance policy is sufficient for a trip to Thailand, focusing on the insurance requirements tied to visa validity. The consensus is that insurance coverage must match the duration of the visa, particularly emphasizing that COVID-19 insurance is needed for the entire stay, including extensions. Several comments highlight that while the visa might be for 60 days with an option for a 30-day extension, comprehensive coverage is recommended, and it may be safer to opt for a longer-term insurance policy.
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David ********
David ********
Play it safe and take out a 1 year policy - you know the gravity of the situation so comply fully and you are covered for a future trip (or two)
เอ็ดเวิร์ด *******
เอ็ดเวิร์ด *******
what is your visa?
Nik ************
Nik ************
OP
@Edward *******
TR 60 days plus 30 days in Thailand
เอ็ดเวิร์ด *******
เอ็ดเวิร์ด *******
@Nik ***********
Same same. I asked because you said 3 or 4 months.
Andrew ********
Andrew ********
They check it at the airport on entry. Very thoroughly.
Mario *******
Mario *******
I would imagine that insurance policies are one year contracts. Just use and cancel when you return. You will get refunded the difference.
Zabel ******************
Zabel ******************
Jim Wellmen

It can't be month to month it will have to cover the entire stay of the visa stamp so if it's the stamp say's 60 days the. It's 60 and if the visa stamp say's 90 day's then it's 90 day's required. And let's be honest if we do take the whole CoVid equation out fo Thai who in their right mind wouldn't have an travel/health insurance under their entire stay just saying. Shit can happens every second CoVid or no CoVid.
Jim *********
Jim *********
@Zabel *****************
The policy coverage must cover the entrre trip but the insurance itself can be paid month to month
Wanda ****************
Wanda ****************
All depends on your type of visa!
Kool *******
Kool *******
You must have the covid-19 insurance for as long as your visa is valid, even if you extend it.
Michael ********
Michael ********
@Kool ******
i came in July on a 3 month visa and bought a 1 year policy i just extended for a year till October at no time was i even asked to show the covid insurance.
Sami ******
Sami ******
You can not stay more then 3 months
Jim *********
Jim *********
Its the coverage amount that matters, it can be month to month. The visa determines the necessary coverage. No way to extend 4months on a SETV. 60 day visa, 30 day extension, then bingo.

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