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Do I need medical insurance for the O-Visa for retirement in Thailand?

O-Visa Non-O Visa Medical Insurance Retirement Visa Thailand Immigration Long Stay Visa COVID Insurance Requirements

Aug 9, 2021

3 years ago

Stephen ************

ORIGINAL POSTER

O-Visa for retirement, obtained outside Thailand, i understand this will give me 90days then i apply for the longstay visa based on retirement when in thailand

Is it correct that i need medical insurance for this visa?  Originally i thought having an O-Visa you don't need insurance but you do with an O-A visa

This is the reply i received from the thai embusy in NZ, maybe i misundertand it. See below

"As beginning 31 October 2019 applicants for non-immigrant type "O-A" Long stay and “O” retirement visas are required to have a health insurance with minimum coverage of 40,000 THB/year for outpatients "

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TLDR : Answer Summary

The O-Visa for retirement obtained outside Thailand allows for a 90-day stay, after which one can apply for a long-stay extension based on retirement. According to the Thai embassy, since October 2019, those applying for any non-immigrant type O visas are required to have health insurance. Specifically, they must provide proof of insurance covering at least 40,000 THB for outpatient services and 400,000 THB for inpatient services. Additionally, as part of the recent regulations, there is a requirement for COVID insurance coverage of at least $100,000. Although the 90-day entry allows for a stay without immediate insurance, once the visa is approved, you must have the required insurance for the duration of your stay.

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John ********

Extension after 3 months does not require insurance, only the 3 month visa from outside thailand

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Tod *********

correct (y)

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Tod *********

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James ********

Yes...a NEW Non O for retirement issued by a Thai Embassy outside of Thailand is now requiring proof of DUAL insurance requirements...

The US $100,000 COVID coverage AND the 400,000 Thai baht inpatient and 40,000 Thai baht outpatient insurance coverage.

As you are stamped in for 90 days on arrival into Thailand you need three months of this insurance.

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Tod *********

The consulate is totally correct, you WILL need to have the 40k/400k out/in-patient insurance AND the 100K USD in covid insurance if you come in on a Non-O visa.

Pre-covid shit show you didn't need that to enter on an O visa, but you do now. The good news is you only need 90 days worth of those two insurances because to get in you need to be insured for the amount of time you're stamped in for.

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Cole ***********

@Marcello *****

For extension yes, for entry no. You will need insurance to get the COE.

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Tod *********

The only way around needing the

******

insurance would be to enter on a visa exempt OR tourist visa entry and then do the in country conversion to first a 90 day Non-O and then a year extension after that.

Then you'd only need the covid insurance to get in .

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Stephen ************

ORIGINAL POSTER

thanks for your help, still trying to decide which way i should go, i like the visa exempt or tourist visa idea. As long as i can get the nonO visa once in thailand.

As i've had a long stay visa based on retirement which expired while overseas, i have the basics setup such as my thai bank and 800k waiting for me.

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Wannikea *********

if you enter on a visa exempt or tourist visa you'll likely need to show a flight out before getting a COE

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Stephen ************

ORIGINAL POSTER

@Wannikea ********

thats what i was thinking as well

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Stephen ************

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Tod *********

visa exempt entries until Sept 30th are for 45 days (to offset quarantine) and you can extend that by 30 more days too so 75 days total. BUT you're right a tourist visa would get you 90 days total (60 + 30 day extension)

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Stephen ************

ORIGINAL POSTER

45days, interesting , i plan to enter thailand in october but maybe they will extend it, however, i'm liking the tourest visa for now then do the non-O visa in thailand

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Stephen ************

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Stephen ************

ORIGINAL POSTER

ok, i like that idea,

I do want to get insurance, but only once im in thailand

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Stephen ************

ORIGINAL POSTER

Visa exempt would't work, i think, as i'll be in quarantine for 15days of my 30day visa exempt (assuming i still only get 30 days)

However a tourest visa may be the way to go.

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Benjamin ******

@Stephen ***********

Visa exempt would work. On entry a person gets 45 days. After ASQ quarantine, they would have 30 days to open a bank account and transfer the money to a Thai bank account.

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Benjamin ******

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Tod *********

What you are talking about is getting a 90 day single entry Non-O visa (based on being over 50) from a thai consulate in your country before you come here THEN when your 90 day entry stamp is running out you'd apply for a yearly extension (again based on being over 50 - retirement).

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Stephen ************

ORIGINAL POSTER

thanks Tod, i wasn't exspection the hospital in/out patiant insurance requirentment, i was surprised.

However, i know about the Covid insurance requirement.

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Stephen ************

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