@Dany *******

you again, thinking you're smart, but the opposite, I'm not saying the choice isn't there, if you read the post, the poster advises the option to use that choice no longer results in the funds showing up in bank accounts as remitted from overseas because Wise now uses a different partner holding bank in Thailand and it is this holding bank who send the money to the recipient bank which will show as a domestic transfer not an overseas one. Understand?

So let me get this right, the situation is the IO requires proof that the funds remitted came from overseas, but the banks in Thailand are not sophisticated enough to be able to add a code/marker to indicate that?

@Robert *******

as has been said, that option is not there anymore

@Pete ******

I will Pete, I genuinely appreciate your input, not falling out at all, you've helped in steering me, and it might be me simply not understanding what you're saying but logically I can't see you'd pay Thai tax on your UK personal allowance, else every UK person here would be paying Thai tax. Thanks for your help mate, genuinely.

@Pete ******

I'm sorry, but I think you're wrong Pete

@Pete ******

it isn't irrelevant, it's entirely relevant. If you're income into Thailand has been assessed and taxed in the UK you don't pay tax it Thailand. I think the important distinction here is assessed. If taxable income has been assessed in UK, it won't be re-assessed when that income comes into Thailand. Non taxable income is a different matter. That's my take on it.

I really appreciate your help, I really do, but that site doesn't say anything that you haven't. It's really unclear. I'll try to simplify the question, I,m a Thai tax resident. if I have £1,000 per month from my pension paid directly into my UK bank account would I pay tax in the UK? The answer is no,. If I have that same £1,000 paid directly into my Thai bank account would I pay tax in Thailand?

My personal thought is still no, as the tax that would be due on it would be paid in the UK.

I have another question, what is the personal allowance of a Thai tax resident?

@Pete ******

it's in Thai, I don't speak Thai.

@Pete ******

Thanks, people saying earn it one year bring it in the next, no tax, are wrong? Do you know where I'd see the DTA rules?

@Pete ******

let's assume I am a tax resident in Thailand:

1. Is a UK, company or state pension paid into a Thai bank account subject to Thailand tax. Please bear in mind everyone in the UK is allowed a personal allowance before any tax is due of at least £12,570, some have a higher personal allowance. So although £12,570 is taxable income, no tax is due in the UK as you are allowed that, only if you have income above your personal allowance is that income taxed. So if you had £12,571 income, you'd be taxed on £1, and 20p tax would be due to the HMRC. I can't understand why you'd be taxed on that income in totality in Thailand.

2. You are allowed to take 25% of your pension pot tax free in the UK, either has one lump sum or as a series of drawdown payments. Again, I can't understand if you drew down your 25% in monthly installments and had it paid into your Thai bank account, why that would be subject to Thailand tax.

3. I've never heard on any forum anyone say they've had to pay tax on their 400k, 500k, 800k requirement for visa deposits into a Thai bank.

And this, if you don't bring it in in the year it was earned, rather leave it in your UK bank account and bring it in the year after, how on earth would the Thai HMRC be able to police a deposit paid into a Thai bank account was earned in the UK yesterday, last month, last year or 5 years ago?