@Bill ********

I've been doing monthly transfers for some years now. Never had a "fail" (whatever that is). But it's to each their own. If you don't have the intelligence to carry out a transfer once a month, I guess your way works best for you! I don't want to lose the 88,000 baht tax free bonus each year! 👍😆

@Nongnuch *******

And you're telling me how CHEAP your shopping basket is! Words fail me. Have a great day!

@Nongnuch *******

And I'm loving it. I've no desire to "integrate" into Thai culture! My friends are expats, I drink in western style pubs and listen to western rock music. I refuse to sit on the floor to eat, I refuse to put ice in my imported beer, I refuse to put my hand in the same sticky rice container that everybody else is using. I refuse point blank to ever visit that shithole called Isaan and I don't wear elephant pants or Chang t-shirts. It's you who's living in a cheap Thai bubble world, but you've found your Nirvana. Good for you. You won't ever see me there!

@Nongnuch *******

Cut and paste posts bore me. I didn't even bother reading your long-winded recital. You're happy counting how much you save each day, I'm happy spending the fruits of my labours. To each their own! I arrived in Thailand almost twenty years ago, and it didn't take me long to work out the lifestyle I wanted!

@Nongnuch *******

I think I just said that. I don't live on cheap Thai street food. I enjoy western food and imported beer and wine. That's my choice. I didn't come to Thailand to continually remind myself how much I'm "saving" by living here, I came to Thailand to enjoy my retirement. Simples

@Daniel ********

No I came in initially on a non-OA so I had the workaround to change to non-O via an out/in visa exempt bounce

@Nongnuch *******

Way off the mark with taxation. My situation and DTA means I pay zero tax in Thailand, and I still make 88,000 baht per annum tax free. And everything isn't "half price" by a long shot. I don't live on street food and 7-11 beer! My palate is definitely western orientated and I drink imported beer and wine. That's my lifestyle choice. I'm retired so I intend to "live" my retirement, not exist on 40 baht food! 👍👍😆😆

@Nongnuch *******

I guess I need money to live on each month and financially it makes more sense to me to use my monthly income as the criteria for the visa rather than tying up 800,000 baht which would be earning me 11% tax free elsewhere. Others may think differently but that's their choice - certainly wouldn't be mine

@Graham *****

5 months every year, can drop to 400k for seven months then back up to 800k! I couldn't be bothered with that crap! I need money to live on - so it's much easier to just ship in 65k each month! Can use it immediately

@Brenda ********

Generally yes, although I avoided it by going via the OA visa. However one year of wasting 800k is nothing compared to tying it up for the rest of your life!