I was worried that'd be the case. I'm wondering if I can contact my travel agency and pay to get the luggage taken straight through.. But even then, I'm not sure if the 21 hr wait means we aren't allowed to wait air-side. Thanks for your help
I didn't know that was possible with that long a wait, but I suppose I can call the travel agency ask them. I even considered posting the luggage, but it'd cost about £800. So either way we would still need the $20,000 insurance...any recommendations would be much appreciated.