David **********
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David **********
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David **********
Rayong beaches are lovely but not surf waves. Hua Hin is good but beach not marvelous .

Cha Am closer to Bangkok, has nice beach and other attractions.

Reasonably priced accommodation available at all three.
David **********
Weekends used to be slow, like 4 to 8 hours, but I think they may have fixed that now...
David **********
Wise is good. I have been in Thailand, transferred money from Westpac to my wise, then send it to my lady Kasikorn bank account. She then gets cash from ATM.

On many occasions only a few minutes or less.

Once money in Wise about ten seconds and fees are reasonable.