Well Mr. Know all. If you go on an open water dive excursion you apparently have to have a Dive master leader, therefore they are classed as tour guides.
Whoever this retard Reeves Edward Troup, if that is his three handle name, was more than likely born with a silver spoon in his mouth, just another selfish so in so.
By the way, you say it's paid for by the taxpayer. Well when I worked and paid N.I & income tax, people of my age never winged about pensioners getting state pension only the selfish fuckers today in this selfish fuckt up country, who haven't got a brain cell between them and don't realise that when they retire after paying contributions for 33 years, then they'll draw state pensions from taxes taken after they retire. It's an ongoing system for all unless you live in the most selfish country on the planet the USA. Dog eat dog comes to mind.
In that case when someone starts work they should have to choice to pay into the N.I contributions of not and go private. If I and the likes of all pensioners have deductions compulsory from their salaries for, well now I believe it is only 33 years, not the 44 people of my age had to pay into. The whole scheme is a rip off. If you retired after 2016 you get nearly £2,000 more per year than anyone who retired before 2016. Not difficult to understand why people fiddle the system.
Civil servants do as their told 😂 John I don't know if you watch all or any of the UK news channels. Before the election there was people on TV who were commenting that UK government makes the laws, but civil servants administer them as THEY want too. I had an email conversation through my previous MP about frozen pensions and also the change in the rule about how long you can go out of the UK without forfeiting any benefits, IE., pension credit and or any other benefits you receive. In 2013 it was 13 weeks inclusive. By 2018 they'd reduced it to 4 weeks. An official at the DWP name of Guy Oppenmer who was at the head of the civil service hierarchy, said the frozen pension and change to periods outside the UK are decided by the DWP, hence civil servants
The state pension should be seen as a right not a benefit because comparing it to welfare payments "drives pensioners up the wall", a minister has said. You can call it whatever you want. If you want to call it a benefit, well it is 40+ years of deductions from your, as in my case 42 years of compulsory deductions from my salary. Using the word benefit for state pension should be worded as "Payments deductible to benefit you after retirement".
You've been watching too much media propaganda. Here in the UK your State pension IS NOT OFFICIALLY A BENEFIT. It's a government insurance policy that you have compulsory paid into throughout your working life. So your analogy then private pensions, which is the same only you pay into private pensions schemes as opposed to a government pension scheme, then are a benefit.