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What are the recent changes to transfer limits using KPlus in Thailand?
KBankTransfer LimitsThai Banking RegulationsInternational TransfersElectronic ID SystemExpat Banking Issues
Jul 18, 2025
9 months ago
นิก *****
ORIGINAL POSTERKplus — Can no longer transfer more than 50k thb per “day” anymore, all I ever used the account was for getting money from Europe, twice a month for many years on average with out issue to pay the wife and bills. This is despite me using a correct simcard and already did facial scan at the bank a while back. Probably gonna take a few days to move funds out gonna switch banks. This is utterly ridiculous. Been with them for 4 years with no issues. Luckily, I have four other Thai banks with no such limits. Only been using K plus because they are usually the fastest for international transfers might keep using them. Hopefully inbound won’t be impacted. I don’t think so, but won’t be using them for storing money or paying bills.
TLDR : Answer Summary
The user reports that their Kplus bank account has implemented a daily transfer limit of 50,000 THB, affecting their consistency in transferring funds from Europe for personal expenses. After being a customer for four years without any issues, the sudden change prompted concerns about bank regulations and the need to potentially switch to another bank to avoid limits. Many comments discuss similar experiences, highlighting that recent regulations require customers to register face recognition at bank branches to raise transfer limits. Some users have successfully managed to transfer larger amounts after following the new protocol, while others continue to face challenges. There are also mentions of alternative banking options that have fewer restrictions.
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Filippo *********
You have to register your face in order to transfer more than 50k.
Norbert **********
@Filippo ********
No doesn't help,i was today there make a face scan.2 hours later come a sms ,denied!!!This shitbank,gonna switch too
Reply to
Norbert **********
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Wannikea *********
Although I don't bank with K Bank, and Bangkok Bank at this time is seamless but for instance SCB there is a single transaction limit of 50K 200K daily, but if you need to transfer more you just have to request it by calling customer service or going into the branch. I'm pretty sure K bank has alternatives available.
Hécate ***************
lol too much people had taken advantage of forex trading and now the banks are getting pissed off because it’s too much work for them so they did set up a regulation now…
Sue **********
Well I understood this message only applies to domestic transactions. 🤷🏻♀️
Henry *********
It's only for your account. Just get them to raise your limit.
Norbert **********
@Henry ********
they don't do it!!!Reply to
Norbert **********
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Bri ****
I had to go through the face i.d. at the k bank branch this week,they also changed my book for a new one . Ask what visa I have and was told the transfer limit would be 499,000 bht.
Next day I transferred 1 million bht from the same account.
Next day I transferred 1 million bht from the same account.
Jonnie *******
I transferred into my KBank from overseas over 200,000thb after the 1st this month, and just 4 days ago transferred 180,000 from same KBank account to the wife for part payment for kitchen units also a receiving KBank account no issues.
David *******
I just transferred 400k in and out from my phone yesterday. Not one issue. Money came from international. You just ask them to raise the limit..
Franky **********
@David ******
, can't. I tried everythingReply to
Franky **********
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Jim ********
Just transferred $4k around 125K THB to KBank no problem; arrived in seconds via Wise.
Jay **********
@Jim *******
I’ve been sending $$ to my daughter in law in Thailand and wise normally super fast . Haven’t sent money for a while but this which sent 1k aud to her bkk bank took 3 days ?? I know they have are cracking down money laundering controls but is that normal for others ?Jim ********
@Jay *********
how on earth would I know the answer to that?Reply to
Jim ********
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Max *************
@Jim *******
This is not about deposits from for example Wise. It's about transfers between banks in Thailand.นิก *****
ORIGINAL POSTER@Jim *******
thanks for the confirmation yeah I’m not really worried about inbound at least good to know that still works and no limit, once the funds in my bank account. I’ll just have to make it leave my account over two days instead of one transfer,  to store in my other Thai banks.Jim ********
@นิก ****
got it. I think the limit for inbound to KBank is 2M THB?นิก *****
ORIGINAL POSTER@Jim *******
yes if more than 2m need to declare with formJim ********
@นิก ****
today…might change in the next few minutes 😂😂😂นิก *****
ORIGINAL POSTER@Jim *******
I found my self very happy with Krungthai bank surprisinglyReply to
นิก *****
Reply
Daniel ************
not true / can change -
Carsten ************
@Daniel ***********
first you need to enable face recognition at some branch.Jo **********
@Carsten ***********
correctDaniel ************
@Carsten ***********
exactlyReply to
Daniel ************
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Franky **********
@Daniel ***********
, cannot. Been to branch to fill in papers but the change of limits was deniedReply to
Franky **********
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Chris *********
Had same issue along with app being frozen. Finally got it sorted but its happened before with Bangkok Bank in 2023 and never recovered was problem after problem hence swapped to kasikorn now same issues here. No idea if it will happen again or if swapping banks again will have any long term benefits. Very irritating.
Max *************
@Chris ********
At Bangkok Bank you can transfer more than 50k when using facial recognition. I've been doing it since that verification was introduced.Chris *********
@Max ************
i know, but I personally had reoccurring issues with them, which led me to switching to kasikorn, which has now made me do facial rec and update sim card details in April and again this week, this is more my point, thay switching banks doesn't guarantee smooth sailing going forward.Max *************
@Chris ********
Switching to KBank because of disliking the 50k limit at Bangkok Bank wasn't very smart.There's now a 50k/day limit at KBank.It doesn't exist at Bangkok Bank when using facial recognition.I'm banking with both Bangkok Bank and KBank and it's much smoother parking money in Bangkok Bank.I'm using my KBank account for daily transactions, like payments online and ATM- withdrawals etc etc.I've been banking with Bangkok Bank in Jomtien for years and never had any problems whatsoever.Chris *********
@Max ************
im not trying to argue or get advice here and i said I had reoccurring issues with Bangkok Bank so my decision was to switch banks which I was merely trying to help OP with by suggesting to not necessarily switch banks expecting it to be the perfect answer. Also my Bangkok Bank was open without a visa many years ago, kasikorn was an easy option to open against my TE visa hence it made sense. Have a nice day and weekend ahead.Reply to
Chris *********
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นิก *****
ORIGINAL POSTER@Chris ********
I mean, I can live with at 50 K transaction per day, if I really need to pay for something expensive I’ll just get cash out over multiple days however I hope this does not impact inbound transfer from overseas for over 100k. I don’t think so at least. I might keep using them for inbound transfers from overseas because I find K plus to be the fastest for instant international transfers, but I won’t be using them for storing the cash and will gradually move them to other Thai banks.Reply to
นิก *****
Reply
Charlie ******
Yes you can, that message came up 1 of june that you need to go to a branch before 2july if you want to keep being able to send more than 50k. They have a new electronic ID system that you need to register in.
Manfred **********
@Charlie *****
true, but EVEN AFTER AND DESPITE following that step the app still doesn't allow B50,001Franky **********
@Manfred *********
, I have the same issue. Even fill in all the papers for change the limit , they still deniedCharlie ******
@Manfred *********
for me it does, just with a facial scanนิก *****
ORIGINAL POSTERlol yep, ridiculous because my four other banks I can have the limit up to two million Thai baht per day
Charlie ******
@นิก ****
the other banks implemented this one to two years ago.. kbank still did it better then all of them, developed thought and then pushed it out. Have all the major banks so i know what I’m talking about…there is not one bank that you can send over 50k without facial recognition anymore. Kbank was the last one getting it out there
Manfred **********
@Charlie *****
you don't get it. Even after doing the face registration the app is still not accepting amounts above 50k. The app isn't asking to scan your face as it should, and as other banking apps do, it just says no.Charlie ******
@Manfred *********
then i suggest you to go back to the branch and ask why. There is two different settings one about min. transfer for face scan and one for the maximum amount to send/pay per day.Manfred **********
@Charlie *****
I went back. They had no clue why. So I had them call customer service from the branch (because also not working from the app), the agent said that other foreigners have the same issue, but she doesn't know why. She promised to find out and call me back within 2 business days.That talk was last Friday, of course I haven't heard anything back
Charlie ******
@Manfred *********
thats weird, for me it have went flawlessly with kbank and UOB.. but have had trouble with bangkokbank, krungsri, krungthai, scb, gsb 🤪Manfred **********
@Charlie *****
my BBL is working alright, other than not recognizing me 50% of the time🤣นิก *****
ORIGINAL POSTER@Manfred *********
so you currentlly also have a 50K cap, but in bounds over 50K has been working fine right?Manfred **********
@นิก ****
yes, inbound I did not experience limits. Only transfers to other Thai accounts are limited to 50k per transaction/200k per dayCharlie ******
@นิก ****
i can have 100m as daily limit but max *****
without face scan.Reply to
Charlie ******
Reply
นิก *****
ORIGINAL POSTER@Charlie *****
already did all that still got it imposed after the factReply to
นิก *****
Reply
Javier ******
Change your bank, I can made recently 3M baht transfer from the phone without any issues with Bangkok bank.
Marc *********
@Javier *****
get both. Took me 3 months to update a phone number at bkk and like 4 trips to ais… took 1 hour to make a kbank.., ill be trying my luck at scb next week.นิก *****
ORIGINAL POSTER@Javier *****
yep I just keep using this one for international transfers since it’s usually instant, but then move the funds over to store somewhere else Stan *******
@นิก ****
if your SIM card matches your name and you did face recognition, then you just need to set the new transfer and withdrawal amount back to what you want in your phone app . It was reset by the bank to prevent fraud . I turn my limits down and just increase them when I need a bigger transfer and turn them back down after I done the transaction.Javier ******
@นิก ****
SCB is better for international transfersCharlie ******
@Javier *****
kasikorn beats bothReply to
Charlie ******
Reply
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