Can a foreigner buy a car on credit in Thailand with a DTV visa?

The possibility of buying a car on credit in Thailand with a DTV visa is largely debated among expats. While many believe a work permit is essential for securing credit, some have reported success purchasing vehicles with alternative methods such as substantial upfront deposits or private arrangements with dealerships. Key challenges include the necessity of a Thai guarantor, proof of income, and interest rates that may be unfavorable. Many advise approaching the situation with caution, as official financing options are typically limited to those with work permits, while others have had some success in acquiring loans under specific conditions.