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What are the best health insurance options for UK citizens over 70 staying in Thailand on a visa exemption for 90 days?

Health Insurance Visa Exemption Thailand Expat Insurance Providers Travel Insurance

Sep 12, 2024

3 months ago

ORIGINAL POSTER

What are members thoughts or experiences with obtaining Health Insurance for 90+ days. I'm 74 and a UK citizen arriving on Visa Exemption.

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TLDR : Answer Summary

In a discussion regarding health insurance options for a 74-year-old UK citizen arriving in Thailand on a Visa Exemption for over 90 days, members shared various suggestions and experiences. Recommendations include AXA, Wrlife, and local options like Cigna, particularly for seniors. Users noted that travel insurance can cover medical emergencies and repatriation, and some shared personal experiences with costs and providers. Ultimately, one user decided on Luma Health for £320 for 106 days of coverage.

Billy ******

ORIGINAL POSTER

Thanks everyone, decided on Luma Health, £320 for 106 day cover.

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Ronald *********

Cheapest is not always the best, but you will never know until you claim.

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Billy ******

ORIGINAL POSTER

@Ronald ********

like every insurance company, you will fight for any claim as you rightly say.

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Billy ******

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Mark ************

Direct to Wrlife for Global Health cover MHF Wrlife https:// youtu.be/leos7wpxj4w

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Mark ********

AXA Thailand.

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Ian *********

try the thai one cigma they do over 70's

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Henrik *****

With “only” 90 days, get a TRAVELinsurance with the advantage it will include transport back to your country in case of severe illness or death, and often also bringing relatives to Thailand before repatriation.

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Ronald *********

I am arriving from the UK next month for 89 days, I have taken insurance for the second year with Staysure.

With a medical condition declared just short of £800, I'm in my late seventies.

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John *********

@Ronald ********

Hi is that for 89 days or a 1 year policy 🤔

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Ronald *********

89 days, my duration in Thailand.

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Ronald *********

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Neil *******

@Ronald ********

staysure is the best I have found

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Neil *******

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Christopher *************

Wrlife

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Jim ******

Axa sawadee can do for 90 days

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Billy ******

ORIGINAL POSTER

thank you, but they’re very expensive, I think Luma might be the best option.

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John *********

Hi any idea of cost?

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John *********

Ah ok Thanks for that👍

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Jim ******

I have a quote for approx £210

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Jim ******

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The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.

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