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What is the best health insurance for a 71-year-old expat with no medical issues in Thailand?
Health InsuranceThailand Expat Health InsuranceInsurance for SeniorsHealth Coverage for Age 71International Health InsuranceInsurance ProvidersPre-existing ConditionsWRLife Health InsuranceCIGNA Health Insurance
Mar 7, 2024
2 years ago
Detlef ***********
ORIGINAL POSTERIn the vast expanse of experience here am seeking advice on best health insurance for person with no medical issues but age of 71!!! Research is again conflicting 🤔!! Assistance appreciated !! Cheers
TLDR : Answer Summary
The post seeks recommendations for the best health insurance for a healthy 71-year-old expat in Thailand. Several respondents suggest various providers like CIGNA and WRLife, emphasizing the importance of opting for policies from home countries due to pre-existing condition clauses. Other participants share experiences and details about their policies, including costs and deductible options, and resources for comparing plans.
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John *******
From what I hear preconditions do not apply for Thai health insurance. I do know my Thai wife took out dead insurance three months before she died and my thai daughter made out like a bandit one month later.
Ian ********
Have a look on Checkdi (Was Mr Prakan)for all your Thailand insurance requirements
You can compare policies and prices in it from the leading providers
You can compare policies and prices in it from the leading providers
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John **********
WRLife has treated me very well @ 70 yrs young :-)
Marc *******
@John *********
may I ask how high your monthly premium is and what plan and options (like deductible) you chose?John **********
@Marc ******
I pay yearly. I will have to look it up later todayReply to
John **********
Reply
Ray *******
Just started with Wrlife, I'm 82.
Marc *******
@Ray ******
may I ask how high your monthly premium is and what plan and options (like deductible) you chose?Reply to
Marc *******
Reply
Derek ************
Try WRLife there is no age limit on joining the scheme and reasonable priced premiums.
Charles **********
I did mine through CIGNA. Took their gold package which came to USD 4,656 per year.
Detlef ***********
ORIGINAL POSTER@Charles *********
is that the or US $$??Charles **********
@Detlef **********
🤷🏼♂️🤷🏼♂️🤷🏼♂️. USD (US dollars) as stated in my replyReply to
Charles **********
Reply
Kat *****************
@Charles *********
would you please tell me more??Charles **********
@Kat ****************
PM me if you like. I’ll review next week when I get to Thailand from the United Arab Emirates 🇦🇪Reply to
Charles **********
Reply
Marc *******
@Charles *********
what variant and deductible did you choose?Charles **********
@Marc ******
USD 3,000 deductible with a 10% copayment up to USD 5,000 maxMarc *******
@Charles *********
thank you!Reply to
Marc *******
Reply
Christopher ***********
I was advised to only take out a policy issued from your home country. A claim may be refused if the insurer can establish that you had a pre-existing condition, whether diagnosed or not.
Yann *******
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Rachel *******
Speak with
@Peter ******
@Brigantia ****************************
Fully qualified financial advisor, has access to 100's of providers so can find you the best prices and cover. Totally free no obligation consultationReply to
Rachel *******
Reply
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