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What is the best health insurance for a 71-year-old expat with no medical issues in Thailand?

Health InsuranceThailand Expat Health InsuranceInsurance for SeniorsHealth Coverage for Age 71International Health InsuranceInsurance ProvidersPre-existing ConditionsWRLife Health InsuranceCIGNA Health Insurance
Mar 7, 2024
8 months ago
Detlef ***********
ORIGINAL POSTER
In the vast expanse of experience here am seeking advice on best health insurance for person with no medical issues but age of 71!!! Research is again conflicting 🤔!! Assistance appreciated !! Cheers
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TLDR : Answer Summary
The post seeks recommendations for the best health insurance for a healthy 71-year-old expat in Thailand. Several respondents suggest various providers like CIGNA and WRLife, emphasizing the importance of opting for policies from home countries due to pre-existing condition clauses. Other participants share experiences and details about their policies, including costs and deductible options, and resources for comparing plans.
John *******
From what I hear preconditions do not apply for Thai health insurance. I do know my Thai wife took out dead insurance three months before she died and my thai daughter made out like a bandit one month later.
8 months ago
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Ian ********
Have a look on Checkdi (Was Mr Prakan)for all your Thailand insurance requirements

You can compare policies and prices in it from the leading providers

*****************************
8 months ago
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John **********
WRLife has treated me very well @ 70 yrs young :-)
8 months ago
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Marc *******
@John *********
 may I ask how high your monthly premium is and what plan and options (like deductible) you chose?
8 months ago
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John **********
@Marc ******
 I pay yearly. I will have to look it up later today
8 months ago
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John **********
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Ray *******
Just started with Wrlife, I'm 82.
8 months ago
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Marc *******
@Ray ******
 may I ask how high your monthly premium is and what plan and options (like deductible) you chose?
8 months ago
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Marc *******
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Derek ************
Try WRLife there is no age limit on joining the scheme and reasonable priced premiums.
8 months ago
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Charles **********
I did mine through CIGNA. Took their gold package which came to USD 4,656 per year.
8 months ago
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Detlef ***********
ORIGINAL POSTER
@Charles *********
 is that the or US $$??
8 months ago
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Charles **********
@Detlef **********
 🤷🏼‍♂️🤷🏼‍♂️🤷🏼‍♂️. USD (US dollars) as stated in my reply
8 months ago
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Charles **********
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Kat *****************
@Charles *********
 would you please tell me more??
8 months ago
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Charles **********
@Kat ****************
 PM me if you like. I’ll review next week when I get to Thailand from the United Arab Emirates 🇦🇪
8 months ago
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Charles **********
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Marc *******
@Charles *********
 what variant and deductible did you choose?
8 months ago
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Charles **********
@Marc ******
 USD 3,000 deductible with a 10% copayment up to USD 5,000 max
8 months ago
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Marc *******
@Charles *********
 thank you!
8 months ago
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Marc *******
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Christopher ***********
I was advised to only take out a policy issued from your home country. A claim may be refused if the insurer can establish that you had a pre-existing condition, whether diagnosed or not.
8 months ago
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Yann *******
********************************
8 months ago
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Rachel *******
Speak with
@Peter ******
@Brigantia ****************************
Fully qualified financial advisor, has access to 100's of providers so can find you the best prices and cover. Totally free no obligation consultation
8 months ago
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Rachel *******
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