What is the best health insurance for a 71-year-old expat with no medical issues in Thailand?

Health Insurance Thailand Expat Health Insurance Insurance for Seniors Health Coverage for Age 71 International Health Insurance Insurance Providers Pre-existing Conditions WRLife Health Insurance CIGNA Health Insurance

Mar 7, 2024

10 months ago

Detlef ***********

ORIGINAL POSTER

In the vast expanse of experience here am seeking advice on best health insurance for person with no medical issues but age of 71!!! Research is again conflicting 🤔!! Assistance appreciated !! Cheers

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TLDR : Answer Summary

The post seeks recommendations for the best health insurance for a healthy 71-year-old expat in Thailand. Several respondents suggest various providers like CIGNA and WRLife, emphasizing the importance of opting for policies from home countries due to pre-existing condition clauses. Other participants share experiences and details about their policies, including costs and deductible options, and resources for comparing plans.

John *******

From what I hear preconditions do not apply for Thai health insurance. I do know my Thai wife took out dead insurance three months before she died and my thai daughter made out like a bandit one month later.

9 months ago

Ian ********

Have a look on Checkdi (Was Mr Prakan)for all your Thailand insurance requirements

You can compare policies and prices in it from the leading providers

*****************************

10 months ago

John **********

WRLife has treated me very well @ 70 yrs young :-)

10 months ago

Marc *******

@John *********

may I ask how high your monthly premium is and what plan and options (like deductible) you chose?

9 months ago

John **********

@Marc ******

I pay yearly. I will have to look it up later today

9 months ago

Reply to

John **********

Ray *******

Just started with Wrlife, I'm 82.

10 months ago

Marc *******

@Ray ******

may I ask how high your monthly premium is and what plan and options (like deductible) you chose?

9 months ago

Reply to

Marc *******

Derek ************

Try WRLife there is no age limit on joining the scheme and reasonable priced premiums.

10 months ago

Charles **********

I did mine through CIGNA. Took their gold package which came to USD 4,656 per year.

10 months ago

Detlef ***********

ORIGINAL POSTER

@Charles *********

is that the or US $$??

9 months ago

Charles **********

@Detlef **********

🤷🏼‍♂️🤷🏼‍♂️🤷🏼‍♂️. USD (US dollars) as stated in my reply

9 months ago

Reply to

Charles **********

Kat *****************

@Charles *********

would you please tell me more??

9 months ago

Charles **********

@Kat ****************

PM me if you like. I’ll review next week when I get to Thailand from the United Arab Emirates 🇦🇪

9 months ago

Reply to

Charles **********

Marc *******

@Charles *********

what variant and deductible did you choose?

9 months ago

Charles **********

@Marc ******

USD 3,000 deductible with a 10% copayment up to USD 5,000 max

9 months ago

Marc *******

@Charles *********

thank you!

9 months ago

Reply to

Marc *******

Christopher ***********

I was advised to only take out a policy issued from your home country. A claim may be refused if the insurer can establish that you had a pre-existing condition, whether diagnosed or not.

10 months ago

Yann *******

********************************

10 months ago

Rachel *******

Speak with

@Peter ******

@Brigantia ****************************

Fully qualified financial advisor, has access to 100's of providers so can find you the best prices and cover. Totally free no obligation consultation

10 months ago

Reply to

Rachel *******

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What are the best health insurance options for UK citizens over 70 staying in Thailand on a visa exemption for 90 days?

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