In the vast expanse of experience here am seeking advice on best health insurance for person with no medical issues but age of 71!!! Research is again conflicting 🤔!! Assistance appreciated !! Cheers
Answer summary
The post seeks recommendations for the best health insurance for a healthy 71-year-old expat in Thailand. Several respondents suggest various providers like CIGNA and WRLife, emphasizing the importance of opting for policies from home countries due to pre-existing condition clauses. Other participants share experiences and details about their policies, including costs and deductible options, and resources for comparing plans.
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John *******
From what I hear preconditions do not apply for Thai health insurance. I do know my Thai wife took out dead insurance three months before she died and my thai daughter made out like a bandit one month later.
I was advised to only take out a policy issued from your home country. A claim may be refused if the insurer can establish that you had a pre-existing condition, whether diagnosed or not.