Thinking about retirement. Can I get health insurance ar age 77
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TLDR : Answer Summary
The discussion revolves around obtaining health insurance at the age of 77 for expatriates considering retirement in Thailand. Several contributors suggest that it may be challenging to find a provider willing to insure someone at that age, and many mention high costs and limited options available. Insurers often have age limits for new customers, with some accepting applications up to 75 but offering continued coverage until 84. Opinions vary on whether it's better to self-insure or to purchase insurance, with some suggesting that individuals set aside funds for potential healthcare needs instead. Resources like WR Life and Bcare Brokers are mentioned as potential contacts for insurance information.
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No. They will show you insurance, but what it will pay if you’re seriously ill, even if it’s not excluded due to being deemed a pre-existing condition, will be not much more than your annual premium. Might as well self insured.
William *******
Self insure. Pacific Life accepts new policies through age 74. Requires many examinations to prove your health. Any health related issues are not covered . If you had a history of hypertension ( high blood pressure) you will not be covered by potential complications such as stroke or heart attack. You will be covered for accidents and food poisoning. Less expensive to just pay cash which is still very inexpensive.
Jason ******
Bar girl will look after you, only 50.000 per month 🤣🤣🤣🤣🤣
Have a look on Mr Prakan for all your Thailand insurance requirements
You can compare policies and prices in it from the leading providers
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Gavin ********
My dad is 79 and just got insurance with LMG through a Luma salesperson. It was not too expensive (around 23,000/yr if I’m remembering correctly) but not a comprehensive plan.
Graham *******
If you have stage 3 dandruff or in growing athlete's foot maybe, anything else no! One legged lesbian ok!
Bob **********
It would be very hard and very expensive and wouldn’t cover much
I know a couple of retirees who chose that option. They keep a chunk of cash aside for potential medical visits. Insurance companies will do everything they can, to avoid paying claims.
I think they kept around 300k baht. But I guess it would depend on your age or potential existing conditions. They’re early 60’s, in fairly good health.
it varies by insurer. I use AIA and their upper limit for new customers is 75 but once a customer they will continue up to the age of 84. Once you hit 84 you're on your own.