How can I qualify for a NON-O visa in Thailand without proving I make 40,000 baht a month?

Jul 4, 2022
2 years ago
Mark ********
ORIGINAL POSTER
How does immigration expect us to prove we make 40,000 baht a month after we have been here almost a year? Of course I am not working in America anymore since I have been away so long. I live off of a small savings.

Now I am married to a Thai national and want a NON-O visa to stay 3 more months but I can't prove the financial requirements.

Anyone else had this issue and found and alternate plan?
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TLDR : Answer Summary
An expat seeks advice on how to meet the financial requirements for a NON-O visa since they cannot prove an income of 40,000 baht per month after living off savings. Several commenters suggest options such as maintaining a balance of 400,000 baht in a Thai bank account, using bank transfers, or applying for a visa run in Savanakhet, Laos, where financial proof may not be required. The conversation highlights various experiences with immigration rules and offers potential alternatives for extending their stay.
NON-O RETIREMENT VISA RESOURCES / SERVICES
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  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Angel ***********
Start focusing on how to make that much per month
Spencer *******
Pm'd u mark
Mark ********
ORIGINAL POSTER
Thank you for all the human beings that actually helped me with this. It's good to see that you out-number the assholes. ✌️
Peter *********
Bye bye Thailand then lol 😆
Mark ********
ORIGINAL POSTER
@Peter ********
You literally said this twice. Do you have nothing better to do? Damn.
Peter *********
@Mark *******
don't like stupid posts lol 😆
Mark ********
ORIGINAL POSTER
@Peter ********
I feel sorry for your wife.
Spencer *******
I'm in a similar situation and need the one year extension based on Thai family. Although I have the income, immigration insists upon 400k in the bank.
Graham ******
@Spencer ******
Do you have a 12 month history for the income?
Spencer *******
@Graham *****
9 months but wasn't even asked about that. Was told my boss don't accept income. Need 400k
Graham ******
@Spencer ******
who told you, your boss or immigration?
Spencer *******
@Graham *****
the immigration officer's boss.
Rob **********
Easy, just show you have the 400,000 Thai baht in your bank account.
Joe **********
Use agent. They will put the money in your bank and when you get the visa they will take it out. Expect to pay for the service though
Mark ********
ORIGINAL POSTER
@Joe *********
Thank you ✌️
Mike *******
@Mark *******
then when you are asked for your bank book at any time and have no funds, you get blacklisted from Thailand for getting a non legit visa.
Mark ********
ORIGINAL POSTER
@Mike ******
Thanks for that info ✌️
Mohsin ************
You are not supposed to be in Thailand if you are broke.
Juls ******
@Mohsin ***********
all the old fart come with middle to low class western money, and believe they are the king in 3rd world countries... this kind should go back ! This kind are broke !

Adapt to the local culture, stay for free without money !
Mark ********
ORIGINAL POSTER
@Mohsin ***********
Judging people by their money is exactly why the world sucks now. By this statement, let in all the criminals who make loads of illegal cash every year. Screw the good people who struggle but remain honest, right? Also, did not plan on this. I fell in love with a Thai woman. So I made it work. Life isn't all about money, my friend.
Mohsin ************
@Mark *******
you are lucky they won't send you to rawanda
Leszek *********
@Mark *******
True. And for a majority of people only money are important. I fell in love in a lady and will stay in Thailand. Can’t live in Europe anymore 😀
Mark ********
ORIGINAL POSTER
@Leszek ********
And what's funny is Europe seems like a better place to live to an American. haha
Leszek *********
@Mark *******
at the moment just working 3 -4 months in UK and back to Thailand for rest of year 😀
Mark ********
ORIGINAL POSTER
@Leszek ********
Good plan!
Leszek *********
@Mark *******
during in UK my lady coming to me as well 😀
Mark ********
ORIGINAL POSTER
Leszek *********
@Mark *******
I can’t write it here mate! Just been barred for 30 days 😀😀😀😀
Leszek *********
@Mark *******
Well said!!!!
Mark ********
ORIGINAL POSTER
@Leszek ********
This is why I dislike my own country. Western people seem to think they own the world due to money.
Ryan ***********
@Mark *******
He isn’t a westerner He’s from Sri Lanka
Mohsin ************
@Ryan **********
yes Karen you are right
Ryan ***********
@Mohsin ***********
You think you are insulting me by “Yes Karen” Nothing you say archaic hominin has any gravity towards me
Mohsin ************
@Ryan **********
listen everyone Karen has something to say🤣😂
Mark ********
ORIGINAL POSTER
@Ryan **********
The funny thing is, you were supporting him and he insulted you. You can't let trolls bother you. They seem to have no life. And he said it twice to get your attention again. I had an idiot do the same to me. There are some real low-lives in this group.
Ryan ***********
@Mark *******
Yeah you are right he’s probably never even been to Thailand nor will he in the near future
Mohsin ************
@Mark *******
you must be Kevin, Karen's hubby
Mohsin ************
Shayne **********
Plenty of one year education visas for around 40-50k. If you learn Thai you might be able to sweet talk immigration.
Mark ********
ORIGINAL POSTER
@Shayne *********
I need another decade to understand thai. What a headache it is to learn. 🤯
Peter *********
Then bye bye Thailand 🇹🇭
Michael ********
They doing the multi entry marriage visas in Laos again yet with no financial
Graham ******
@Michael *******
Yes, at Savannakhet
**************************************************************
Michael ********
@Graham *****
Cheers useful info for me its not the financial its the waste of time waiting for extension to be approved and wife having to take time off work
Alessandro **********
Looks like multi entry non O is your best option. It's valid for one year but you have to do a border run every 90 days. No financial proof required. You can go apply in Savannaket or Ho Chi Minh
Mark ********
ORIGINAL POSTER
Lipda *********
You can do a visa extension in case of visiting a spouse. No financial prove needed. You will get 2 more months.
Jo **********
@Lipda ********
yes this is very easy
Paul ********
Check your message inbox.
Steve *******
If you only want 3 more months, border hop for a 30 day visa exemption and extend for a further 60 days.

Or get the non imm O in Savanakhet, Laos, no finances needed.

Or transfer 400k to your Thai bank and apply at your local immigration office.
Spencer *******
@Steve ******
no finances needed for the non o family visa in Savanakhet, Laos yes? This is the 90 day visa is that right? The yearly extension requires finances though. I was under the impression u can get the non o for family purposes in any embassy without finances. The 90 day one that is. You only need finances for the yearly extension which u then do in Thailand after the 90 days.
Steve *******
@Spencer ******
Yep. The visa doesnt require finances in Laos. You can get single or multi entry in Savanakhet but only the single entry in Vientiane. The yearly extention of stay will require finances
Mark ********
ORIGINAL POSTER
Mark ********
ORIGINAL POSTER
@Spencer ******
The 90 days NON-O for marriage at Savannakhet does not mention anything about finances.
Spencer *******
@Mark *******
Mark Doster If it's just a 90 day non o visa, you don't need to show finances bro. I'm sure it's the same at any embassy. You only need to show finances for the yearly extension. As far as I'm aware, you could get a non o for 90 days, then extend in country for another 60 days. A family extension. This gives u a total of 5 months. Then just leave and do the same again.
Steve *******
@Spencer ******
It's not the same at every Embassy. I only know Laos/HCMC and Seoul that dont require financials, most of them do.
Spencer *******
@Steve ******
u don't need 400k in the bank for a straightforward 90 day non o. When you say financials, what do you mean?
Steve *******
@Spencer ******
You do in most Thai Embassys. I only know Laos, HCMC and Seoul that dont require finances. PP requires 400k.
Spencer *******
@Steve ******
I checked their website. It said bank statement but didn't tell you how much.
Mark ********
ORIGINAL POSTER
@Spencer ******
I'm afraid to try. The Bangkok immigration office told me I could go apply for the non-o there but their form says I have to prove finances.
Spencer *******
@Mark *******
That is because you're applying in country. They assume u want a yearly non o. It works out as 3 months to begin with and then it's converted into a years extension. Can be done in country but u need to show finances.
Steve *******
@Spencer ******
If you apply for the 90 day Non Imm O in Country you need to show financials, after the 90 days you apply for the 1 year extention of stay also requiring financials.
Terry ********
@Steve ******
Is health insurance required in Savanakhet and Vientiane as it is in London please?
Steve *******
@Terry *******
Nope. It's not required in London either.
Terry ********
Sorry I forgot your thread is about is about 'marriage'. It doesnt mention for 'Retirement', which is what I am interested in. I will check their website to see if it is available. Thanks.
Terry ********
With a 90 day non-O visa?
Mark ********
ORIGINAL POSTER
@Terry *******
Here is the list for Non-O
Mark ********
ORIGINAL POSTER
@Terry *******
The only things I have seen needed to enter Laos is a Visa and Vaccine certificate
Ekkehard *******
@Steve ******
The permit of stay for 30 days visa exemption can only be extended ONCE for another 30 days (not 60 days).
Steve *******
@Ekkehard ******
60 days if you have Thai dependent relatives, ie a Thai wife!
มาร์ค ********
@Steve ******
is it just savanakhet that's doing this? Vientiane? Closer for me lol
Mark ********
ORIGINAL POSTER
@Mmarkk ********
Savannakhet just sounds simple. They have an easy system there where everyone gives their application within 2 hours. And you go get the visa the next day within 2 hours. And they do not take appointments. Walk-ins only. So they seem to have a fast system at that one place.
Steve *******
@Mmarkk ********
Vientiane only does the single entry Non Imm O. You might need to show financials there.
Mark ********
ORIGINAL POSTER
@Steve ******
And another person told me Laos is my best choice.
Steve *******
@Mark *******
You can get the non imm O in Savanakhet without finances, single or multi entry.
Mark ********
ORIGINAL POSTER
@Steve ******
This is what's frustrating. I read and hear different things. I just re-entered Thailand, from Malaysia, and they almost did not let me through without a visa. I told them I wanted to just enter as a tourist for 30 days. They said if i do that again, I will be banned from The Kingdom. It seems they are changing their rules every month now.
Mitchell *******
@Mark *******
, did you fly? or land cross? I am assuming you flew?
Graham ******
@Mark *******
But you are not here as a tourist so they are correct
Mark ********
ORIGINAL POSTER
@Graham *****
I also had the STV visa which seemed to be a mistake by Thailand. So it had its own rules.
Luc ********
@Mark *******
yes, you can not do that indefinitely.. they are checking on this nowadays.
John **********
It's quite simple. To get the Non-O visa you need to show 400k baht in a Thai bank account in your name only.
Leslie *********
Or go see an agent. What have you being using for spending money.
Maxim ***********
I have never heard of anyone getting an extension based on marriage with an agent for that amount. The whole point of using an agent is they will put the money into your bank account.
Mark ********
ORIGINAL POSTER
@Leslie ********
I get a small disability payment from Veterans Affairs that I am able to live on here. Its not enough for the visa though.
Maxim ***********
@Mark *******
Extension based on marriage is around 35k-37k baht a year with an agent. The whole point of using an agent is to by-pass the financial requirement.
Luc ********
@Maxim **********
it should be possible for a lot less, below 16k, but remember, even with an agent, one is still breaking the law, for not following the visa financial requirements
Paul ********
@Maxim **********
Is it really that much? Non-O retirement is MUCH cheaper.
Mark ********
ORIGINAL POSTER
@Maxim **********
Cool. I'll look into that. Thanks.
Bobby ********
If you don't have the income, you need to use the 400k in bank account method
Jeremy ********
Just do bank transfers of ฿40k a month
Spencer *******
@Jeremy *******
my local immigration office don't accept that.
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