@Jan *****************
for a little background, I've been on the type O extension based on Thai wife for the last nine years. Read what I said again, after the first year extension, you can use the monthly transfer method. You can still use the bt400,000 method, and I was just reminding him that it doesn't matter where that lump sum came from, as it does with that same extension, but based on retirement. Borrowing that money for the very few months needed for the financial requirement of the extension based on Thai wife. If he hasn't had a work permit for the last year then they won't accept those months. They do accept them after the first year's extension. I've been doing it both ways over 9 years.