What's a resident account as opposed to a non-resident account? I ask because I opened my accounts at Krungsri with just my passport.. it's just a Thai account. Neither resident nor non-resident.
The ATM card you get from the bank is also a Visa debit card which I have used in both Singapore and the UK to withdraw cash from an ATM. I also use the ATM card to make online purchases because it has a Visa debit card number.
I have a non-O extension which does not require insurance. If I don't renew it or if I leave without a re-entry permit, I don't have a Visa when I return. Are you saying that with a non OA you get another year without renewing it by simply leaving and returning as long as you have insurance?
do a border bounce for what? Your Visa expires at the end of February. You will need to renew it before you go to Australia and get a re-entry permit to get back in on the new visa.
when you return from Australia if you want to stay long term you will need a visa. So why let the old one lapse and have to go through the whole process again?