Anonymous participant 990 correct. And if they find out all you have to do is pay 2000.

@Brandon ***********

✅

Banks don’t actually hold most of the money. They make their money by lending it out and charging interest on those loans. The cash you can withdraw from an ATM is only a tiny fraction of the total money in the system — and the cost of operating ATMs is insignificant compared to how much banks earn by lending out customers’ deposits.

As for transaction fees, those are paid by the merchant, which is completely standard in business. It’s simply part of operating costs. The goal is to complete the transaction, not to avoid a small processing fee. Yes, some businesses choose to accept cash to save the 2–5% charged by payment providers, but in most cases it’s still better to accept the payment than lose the customer altogether.

Your comment isn’t quite accurate, but no hard feelings. Have a nice day.

@Luit ****************

I like your fantasy world...

I think they just reject it because the salary is so low that they understand you cant get by as foreigner on such low wage in thailand. So they worry you will have to do criminal activity just to survive.

Did you get your bank account open with your DTV? If so, which branch? Thank you

@Pasha **********

So in person has same requirements as online? That doesn't seem Thai. I'd be expecting more confusion

@John *********

Can I please ask you sir, when you do 90-day report in person, does it have to be bang on 90th day after entered Thailand or is there any buffer? Thank you in advance.

@Rob ********

With all respect thats not a good recommendation. Because VOA can't be used too many times, I believe max is 2 per year. So it deffers to everybodys situation. I was applying for my DTV in Penang, and was in that situation. Flights booked ahead, used already 2 VOA, everything organised and planned but visa processing took longer than anticipated. I was prepared to NOT go on the flight and just wait until I get it and buy new flight. However, I was fortunate and got the visa 2 days before my booked flight, so I was able to go on my new visa and hit a last day party too. I allowed myself 16 days to process all in Penang, and made it. If I was going again, I would probably book trip a full month, because it was tight and stressful. Hope this helps someone.

Also tried multiple times in touristy Phuket Central. I got declined every time. The staff said they were able to open before, but currently its a not allowed due to new update from Bank Of Thailand. Not sure if its true, didn't believe it.