In two years you will be 70. At that time you will be either canceled, or the price will be astronomical. If you are healthy go without insurance, and set money aside every month.

It definitely can be done if you have a real relationship with her. Get lots of stamps in her passport. Once they see a history of you two traveling they will be more likely to give her a visa. So before you apply take her to Vietnam, Philippines, Japan, Maldives, Bali, Singapore, etc etc. All the Asian countries are easy to take her too. Then they will see she is not a flight risk. Also deposit money into her account every month. I transfer all my monthly income into my gf’s account and we live off of that. Many here will think I’m crazy but I could afford to lose 100k baht if she ran off and it would be a small price to pay for learning the truth. Another option is join a tour group from Thailand the first time you go there. According to my friend who runs one only about 1% get denied. After the first trip there it’s easy the next time. Another idea is to fly into Germany or France. They will give her a longer visa such as a six month or a year. Other countries in Europe will only give her a visa for the amount of time you request such as a few weeks. Once in France or Germany easy to go to the UK.

Hope these ideas help. Good luck.