Ask question

This is NOT an official government website. We are an independent resource providing information and assistance to travelers.

What are some affordable health insurance options for a 68-year-old on a Retirement Visa in Thailand?

Health Insurance Retirement Visa Thailand Expat Services Insurance Options Non-O Visa Non-OA Visa

Dec 8, 2024

3 months ago

ORIGINAL POSTER

Looking for options for Health Insurance for Thailand  Retirement Visa  for a 68yo relatively healthy Quotes I'm getting of $900-$1200usd monthly are not an option. What inexpensive option is there? My health insurance I have doesn't cover outside USA.

5,332

views

15

likes

147

all likes

71

replies

0

images

34

users

TLDR : Answer Summary

A 68-year-old expat is looking for affordable health insurance options for his Thailand retirement visa, as he finds the quotes of $900-$1200 per month too high. Community members shared various options, including policies from companies like Pacific Cross and WRLife, with some members mentioning they pay significantly lower rates, such as 295 Euros per month at age 77 or 40,000 Baht annually at age 63. Others suggested brokers such as Tenzing Pacific Services and recommended exploring Non-O visas as a way to have more flexible insurance choices. Users also highlighted the importance of considering local insurers and not relying solely on international plans.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.

Pelle Eriksson

Pelle Eriksson★★★★★

Absolutely Bangkok's best service I highly...

recently on Facebook

Luca G.

Luca G.★★★★★

I used this agency for my DTV Visa...

recently on Google

Trusted Retirement Visa Agent

OVER 100,000 EXPATS SERVED

#1 VISA AGENT IN THAILAND

Richard ********

I just paid ฿10,600 for a bare-bones minimum policy through CheckDi. I'm 67, and in excellent health with no pre-existing conditions. I'm doing this for the O-A visa.

Like

Reply

Robert ************

In two years you will be 70. At that time you will be either canceled, or the price will be astronomical. If you are healthy go without insurance, and set money aside every month.

Like

Reply

Rob **********

Try AXA

Like

Reply

Jody ********

Alton Mingo...please speak to

@Robert ********

. He and his wife are top notch agents, and can guide you to the best plan to fit your needs and budget.

They helped me immensely.

Like

Reply

Paul *******************

WR life, Mike

***************************

0948961727•Mobile

**********

*****

*****

•Mobile

Like

Reply

Joseph *********

Suggest you try Pacific Prime....they are Health Insurance Broker...give the. Your country eg Thailand and requirements and they will give yiu options that might suit your budget.

Like

Reply

Julane *******

Cigna Global, Silver. 61 yrs about $3600 annually. No deductible. But I've been with them for many years.

Like

Reply

Wyn **********

Get Falcon for the OA visa around 8000 bht with a

*****

0 deductable then top up with WR Life

*****

bht no deductable

*****

USD cover inpatient and outpatient

Like

Reply

Andreas *********

I would be careful, as running two separate insurances side by side, makes them void

Like

Reply

Wyn **********

@Andreas ********

you can have more than one policy but not with the same insurer.

Like

Reply

Andreas *********

*******************************************************************************************************************

*****

827/Am-allowed-two-travel-insurance-policies-claim-both.html

Like

Reply

Andreas *********

No, it's not advisable to have multiple travel insurances for one trip. Most policies will not pay out if you have overlapping coverage. It's better to choose one comprehensive policy that meets all your needs

*****************************************************************************************************************

Like

Reply

Andreas *********

It's not illegal to be dual insured, but it can make claiming more complicated. For example, if you needed medical care abroad and had two travel insurance policies that could payout for the claim, you won't get double the money. Instead, the insurers would decide how they will split the bill . . . .

***************************************************************************

%20not%20illegal%20to%20be,they%20will%20split%20the%20bill.

Like

Reply

Reply to

Andreas *********

Reply

Peter *******

The problem with that is nobody can sell you WR life in Thailand

Like

Reply

Wyn **********

I bought it online here in Thailand no problem

Like

Reply

Peter *******

Sure no problem but if you need help in a claim there is nobody here to help - you have to contact overseas which is not good in an emergancy

Like

Reply

Wyn **********

They have office in Bangkok plus the the company I have is a well known Thai insurer. Wr Life is a broker who finds you a policy .👍

Like

Reply

Peter *******

Thank you but have you been to the WR LIfe office as I was told there is none and they have to use another company for assistance ?

Like

Reply

Reply to

Peter *******

Reply

Brook ********

Get a Non O visa instead of a Non OA Visa.

Instead of choosing from 14 Thai health insurance companies, you’ll be able to choose from any health insurance company in the world, or just self insure. It’s entirely up to you.

Like

Reply

Peter *******

I used these people to help me though the minefield that is Medical Insurance and was very happy with them

****************************************

Like

Reply

Daniel ******

Expatcompares.com will guide you through what’s your best options

Speak to

@Jamie ********

Like

Reply

Tiashira *******

Following

Like

Reply

Don ********

I'm 63 and I have Pacific Cross; and pay approx 40k-baht per year (of course, that is the option that I chose). You can get a fast quote from CheckDI, which is an insurance agent.

Like

Reply

Danny *******

l have had a very, very bad experience with them. 😡

Like

Reply

Don ********

Danny Dukes...my experience has been great so far 👍

Like

Reply

Galenus ******

me too, before I changed to WRLIFE

Like

Reply

Don ********

...my experience has been great so far 👍

Like

Reply

Reply to

Don ********

Reply

Mark ***********

Talk with Taylor Monastra at Prime Pacific Thailand.

Like

Reply

Nick ************

Wrlife.net

Like

Reply

Vijay *****

Geobluetravelinsurance.com

Like

Reply

Alton *******

ORIGINAL POSTER

Sales: 610.263.0308 |

******************

English

Agents | Contact Us | Providers | Register | Login

Travel Medical & International Health Insurance

Travel Medical

Plans

Destination Health

Profiles

Why Choose

GeoBlue

Member

Services

Travel Medical Plans /Expat Worldwide Medical Plans /Quote

Xplorer Premier Quote Results

Talk with a sales team member

Schedule call

15-30 minute discussionEmail

Covered Individuals: 1

Trip Dates:

*****

/25 -

*****

/26

edit plan

Plan Selection/Cost:

Elite Plan

1,000 Plan

2,000 Plan

5,000 Plan

10,000 Plan

$4573

$3053

$2655

$2113

$1839

10,000 Plan

Deductible U.S. (In Network) $10,000

Deductible U.S. (Out of Network) $10,000

Deductible Outside the U.S. $10,000

Coinsurance Maximum (Inside the U.S. only) $10,000

Quote (per month) $1,839.00

Options:

Prescription Drug Upgrade: No question mark

+ Add Rx Upgrade

Dental/Vision Benefits: No question mark

+ Add Dental/Vision

U.S. Benefits: question mark

Comprehensive/Full U.S. Benefits

What is covered under the Basic U.S. Benefits rider?

What is covered under the Prescription Drug rider?

What is covered under the Dental/Vision rider?

10,000 Plan

$1,839.00 total

per month

Medical Limit: Unlimited

$10,000 Deductible U.S. (In Network)

Optional RX Upgrade: Not Included

Optional Dental/Vision Benefits: Not Included

Apply Now

Questions on which plan best fits your travel needs?

Schedule a brief call with one of our sales consultants at a time that works for you.

Schedule an appointment now

You may also like to visit the FAQs or Expand To View Benefits table below.

Quoted prices include a $3.50 per person annual membership fee for the Global Citizens Association (GCA). If you are already a member, your membership will be extended for 12 months. Members may request a pro-rated adjustment of current membership fees. Please contact GCA at

***********************

.

Share These Quote Results

Recipient Email AddressRecipient Name (optional)

Add Recipient

Add a Message

Copy Quote Link

Expand To View BenefitsExpand To View Pricing Table

Schedule An Appointment With An Agent

Travel Medical Insurance Fast Facts

GeoBlue Travel Insurance

933 First Avenue

King of Prussia, PA

*****

USA

1.855.481.6647

******************

******************************

Healthy Travel About/Press Travel Alerts Privacy Policy Terms & Conditions Sitemap

California Privacy Rights EU GDPR Privacy Policy Accessibility

Follow GeoBlue

facebook icontwitter iconLinkedin icon

© 2024 GeoBlue. All Rights reserved.

GeoBlue is the trade name of Worldwide Insurance Services, LLC (Worldwide Services Insurance Agency, LLC in California and New York), an independent licensee of the Blue Cross and Blue Shield Association. GeoBlue is the administrator of coverage provided under insurance policies issued by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

Like

Reply

Alton *******

ORIGINAL POSTER

When I do a quick quote on your site it comes up twice as much of what I'm complaining about

Like

Reply

Vijay *****

...get the plan that works for you...

Like

Reply

Reply to

Vijay *****

Reply

Aake **********

Try Coris, im 70 and pay 1200 eur/year

Like

Reply

Christopher *************

Try wrlife

Like

Reply

Galenus ******

Just send an inquiry to WRLife. Best rates ever.🙏. Don't spend money on all those agents

Like

Reply

Alton *******

ORIGINAL POSTER

Thanks I did it was a big difference

Like

Reply

Ron *********

WRLife is good here in Thailand. Just had a hernia operation a few months ago. No issues, WRLife full coverage, even private room for 3 days. I paid 137 baht when I checked out.

Like

Reply

Peter *******

But again, there no WR Agents or Brokers in Thailand

Like

Reply

Galenus ******

actually, there is an office in BKK. But for what you need an Agent? To fill his pockets???

Like

Reply

Galenus ******

...and that is why you don't pay much🤗

Like

Reply

Reply to

Galenus ******

Reply

Galenus ******

I'm 77 and pay 295 Euro/month

Like

Reply

Jennifer *******

who with please

Like

Reply

Brian **********

I would strongly advise that you do a thorough review of this company. You can start with TrustPilot.com and go from here.

Like

Reply

Galenus ******

@Brian *********

how many answered there? Less than 10 ??? And how many hay members would this company have? 1000, 10.000, 100.000 or more?

Don't be foolish!

Like

Reply

Brian **********

you’re the foolish one! foolishness is not doing your due diligence on something as important as travel health insurance! AND I said, START with TrustPilot, “and go from here”.

Like

Reply

Galenus ******

@Brian *********

🥱🥱🥱🥱🥱

Like

Reply

Reply to

Galenus ******

Reply

Alton *******

ORIGINAL POSTER

Thanks Galenus that was a unbelievable difference in price from quotes I was getting Thanks to everybody and for this great site!

Like

Reply

Michael ******

Have you ever claimed on it?

Like

Reply

Galenus ******

not yet

Like

Reply

Michael ******

Then that's when you find out how good the policy is.

Like

Reply

Reply to

Michael ******

Reply

Mike *******

what company

Like

Reply

Galenus ******

WRLIFE. Ask for a quotation

Like

Reply

Mike *******

thanks I will

Like

Reply

Reply to

Mike *******

Reply

Galenus ******

WRLIFE

Like

Reply

Reply to

Galenus ******

Reply

Nick *******

You sure that is not for the year? I pay that per year and 60yr old.

Like

Reply

Alton *******

ORIGINAL POSTER

Yes it's monthly I have had several insurance inquiries and they all come back about the same price $900-$1200usd

Like

Reply

Robert ************

but I don’t know if they pay their claims or just deny

Like

Reply

Robert ************

I got a cheap quote from Cigna only 550.00 a month

Like

Reply

Reply to

Robert ************

Reply

Shane ********

Speak to

from

@Tenzing ******************

for all your health insurance needs. Highly recommended, and Tenzing is the leading expat health insurance broker in Thailand.

*****************************************

Like

Reply

Cheryl ***************************

@Tipanan *******

and her team can help with that.

Like

Reply

Rachel *******

Speak with

fully qualified financial advisor dealing with health insurance in Thailand.

Has access to all providers, so can compare all and find you the best cover and prices rather than comparing just one or two.

Totally free consultation

Like

Reply

Peter *******

Stay clear of so called Financial Advisors - use a real Broker

Like

Reply

Peter *******

I completely agree with Peter and Wayne, financial advisors invariably have much more expertise and are generally more qualified to advise clients of the best option for them - thanks for the endorsement, guys. 👍

Like

Reply

Wayne ********

I can go along with that, but I wouldn’t consider buying health insurance a financial matter. so why go to a financial advisor. For insurance I would go to someone whose sole purpose in life is to sell insurance and advise people on insurance costs and comparisons.

Like

Reply

Reply to

Wayne ********

Reply

Rachel *******

not sure what you mean by that?

Like

Reply

Wayne ********

a financial advisor covers an entire realm of financial situations and insurance broker deals strictly with insurance

Like

Reply

Reply to

Wayne ********

Reply

Keith *******

I'm 59 and I pay that per year with AXA Thailand

Like

Reply

Ruel *******

no pre existing conditions?

Like

Reply

Keith *******

2 but my policy doesn't cover them, Mild asthma and Colitis

Like

Reply

Reply to

Keith *******

Reply

David ********

Non O visa does not require health insurance. OA requires health insurance. Apply under "other" for Non O.

Like

Reply

Reply to

David ********

Reply

Thai Visa Advice and Everything Else

... members · 60% approval rate

The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.

Thai Visa Advice and Everything Else

View the Conversation

Thai Visa Advice and Everything Else

What is the best health insurance for expats over 70 living in Thailand?

89 comments

4 months ago

What health insurance options are available for a 67-year-old with pre-existing conditions applying for a Non-O retirement visa in Thailand?

44 comments

6 months ago

What are some affordable health insurance options for retirees in Thailand?

36 comments

7 months ago

What is the average cost of medical insurance for expats in Thailand over 65 years old?

115 comments

7 months ago

Is health insurance mandatory for a retirement visa extension in Thailand?

17 comments

9 months ago

Is it cheaper to get health insurance from providers in Thailand or in the UK for someone over 50?

68 comments

10 months ago

What are some affordable Thai insurance options for an O-A retirement visa?

36 comments

a year ago

What are cost-effective health insurance options for expats in Thailand, particularly for retirees?

29 comments

a year ago

What is the average cost of health insurance for expats living in Thailand on a retirement visa?

82 comments

a year ago

What health insurance advice should a 66-year-old expat consider for living in Thailand permanently?

22 comments

a year ago

What are the best visa options and health insurance solutions for retirees living in Thailand?

30 comments

2 years ago

What are the best health insurance options for retirees in Thailand, especially for those over 65?

241 comments

2 years ago

What are the best visa options for a 67-year-old UK expat considering health insurance challenges in Thailand?

72 comments

2 years ago

What are the best health insurance options for a 73-year-old expat in Thailand?

5 comments

2 years ago

What health insurance options are suitable for retirement in Thailand, particularly for the Non-O visa?

14 comments

2 years ago

What health insurance options are suitable for a 67-year-old moving to Thailand on a retirement visa?

17 comments

2 years ago

What are affordable medical insurance options for retirees over 70 in Thailand with preexisting conditions?

30 comments

2 years ago

What are some recommendations for affordable medical insurance for retirees in Thailand?

2 comments

2 years ago

What are the best health insurance options for obtaining a retirement visa in Thailand?

26 comments

2 years ago

What are some recommendations for health insurance for expats retiring in Thailand?

26 comments

3 years ago

What are some recommendations for expat health insurance options in Thailand for seniors?

13 comments

3 years ago

What health insurance options are available for a one-year retirement visa in Thailand or Australia, and what are their costs?

3 comments

4 years ago

Where can I find health insurance for an elderly individual to meet Thailand's visa requirements?

59 comments

4 years ago

What are the options for obtaining Thai health insurance for an O-A visa at age 68?

30 comments

5 years ago

Data protection policy Terms and conditions Disclaimer Privacy policy Refund policy

The asq:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.