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What are some affordable health insurance options for a 68-year-old on a Retirement Visa in Thailand?
Dec 8, 2024
a year ago
Alton *******
ORIGINAL POSTERLooking for options for Health Insurance for Thailand Retirement Visa for a 68yo relatively healthy Quotes I'm getting of $900-$1200usd monthly are not an option. What inexpensive option is there? My health insurance I have doesn't cover outside USA.
TLDR : Answer Summary
A 68-year-old expat is looking for affordable health insurance options for his Thailand retirement visa, as he finds the quotes of $900-$1200 per month too high. Community members shared various options, including policies from companies like Pacific Cross and WRLife, with some members mentioning they pay significantly lower rates, such as 295 Euros per month at age 77 or 40,000 Baht annually at age 63. Others suggested brokers such as Tenzing Pacific Services and recommended exploring Non-O visas as a way to have more flexible insurance choices. Users also highlighted the importance of considering local insurers and not relying solely on international plans.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Pelle Eriksson★★★★★
Absolutely Bangkok's best service I highly...recently on Facebook
Luca G.★★★★★
I used this agency for my DTV Visa...recently on Google
Trusted Retirement Visa Agent
OVER 100,000 EXPATS SERVED
#1 VISA AGENT IN THAILAND
Richard ********
I just paid ฿10,600 for a bare-bones minimum policy through CheckDi. I'm 67, and in excellent health with no pre-existing conditions. I'm doing this for the O-A visa.
Robert ************
In two years you will be 70. At that time you will be either canceled, or the price will be astronomical. If you are healthy go without insurance, and set money aside every month.
Rob **********
Try AXA
Jody ********
Alton Mingo...please speak to
They helped me immensely.
@Robert ********
. He and his wife are top notch agents, and can guide you to the best plan to fit your needs and budget.They helped me immensely.
Paul *******************
WR life, Mike
0948961727•Mobile
***************************
0948961727•Mobile
**********
*****
*****
•MobileJoseph *********
Suggest you try Pacific Prime....they are Health Insurance Broker...give the. Your country eg Thailand and requirements and they will give yiu options that might suit your budget.
Julane *******
Cigna Global, Silver. 61 yrs about $3600 annually. No deductible. But I've been with them for many years.
Wyn **********
Get Falcon for the OA visa around 8000 bht with a
*****
0 deductable then top up with WR Life *****
bht no deductable *****
USD cover inpatient and outpatientAndreas *********
@Wyn *********
I would be careful, as running two separate insurances side by side, makes them voidWyn **********
@Andreas ********
you can have more than one policy but not with the same insurer.Andreas *********
*******************************************************************************************************************
*****
827/Am-allowed-two-travel-insurance-policies-claim-both.htmlAndreas *********
@Wyn *********
No, it's not advisable to have multiple travel insurances for one trip. Most policies will not pay out if you have overlapping coverage. It's better to choose one comprehensive policy that meets all your needs *****************************************************************************************************************
Andreas *********
@Wyn *********
It's not illegal to be dual insured, but it can make claiming more complicated. For example, if you needed medical care abroad and had two travel insurance policies that could payout for the claim, you won't get double the money. Instead, the insurers would decide how they will split the bill . . . . ***************************************************************************
%20not%20illegal%20to%20be,they%20will%20split%20the%20bill.Reply to
Andreas *********
Reply
Peter *******
@Wyn *********
The problem with that is nobody can sell you WR life in ThailandWyn **********
@Peter ******
I bought it online here in Thailand no problemPeter *******
@Wyn *********
Sure no problem but if you need help in a claim there is nobody here to help - you have to contact overseas which is not good in an emergancyWyn **********
@Peter ******
They have office in Bangkok plus the the company I have is a well known Thai insurer. Wr Life is a broker who finds you a policy .👍Peter *******
Thank you but have you been to the WR LIfe office as I was told there is none and they have to use another company for assistance ?
Reply to
Peter *******
Reply
Brook ********
Get a Non O visa instead of a Non OA Visa.
Instead of choosing from 14 Thai health insurance companies, you’ll be able to choose from any health insurance company in the world, or just self insure. It’s entirely up to you.
Instead of choosing from 14 Thai health insurance companies, you’ll be able to choose from any health insurance company in the world, or just self insure. It’s entirely up to you.
Peter *******
I used these people to help me though the minefield that is Medical Insurance and was very happy with them
****************************************
Daniel ******
Tiashira *******
Following
Don ********
I'm 63 and I have Pacific Cross; and pay approx 40k-baht per year (of course, that is the option that I chose). You can get a fast quote from CheckDI, which is an insurance agent.
Danny *******
@Don *******
l have had a very, very bad experience with them. 😡Don ********
Danny Dukes...my experience has been great so far 👍
Galenus ******
@Danny ******
me too, before I changed to WRLIFEDon ********
@Galenus *****
...my experience has been great so far 👍Reply to
Don ********
Reply
Mark ***********
Talk with Taylor Monastra at Prime Pacific Thailand.
Nick ************
Wrlife.net
Vijay *****
Geobluetravelinsurance.com
Alton *******
ORIGINAL POSTERSales: 610.263.0308 |
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Agents | Contact Us | Providers | Register | Login
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Travel Medical Plans /Expat Worldwide Medical Plans /Quote
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Covered Individuals: 1
Trip Dates:
edit plan
Plan Selection/Cost:
Elite Plan
1,000 Plan
2,000 Plan
5,000 Plan
10,000 Plan
$4573
$3053
$2655
$2113
$1839
10,000 Plan
Deductible U.S. (In Network) $10,000
Deductible U.S. (Out of Network) $10,000
Deductible Outside the U.S. $10,000
Coinsurance Maximum (Inside the U.S. only) $10,000
Quote (per month) $1,839.00
Options:
Prescription Drug Upgrade: No question mark
+ Add Rx Upgrade
Dental/Vision Benefits: No question mark
+ Add Dental/Vision
U.S. Benefits: question mark
Comprehensive/Full U.S. Benefits
What is covered under the Basic U.S. Benefits rider?
What is covered under the Prescription Drug rider?
What is covered under the Dental/Vision rider?
10,000 Plan
$1,839.00 total
per month
Medical Limit: Unlimited
$10,000 Deductible U.S. (In Network)
Optional RX Upgrade: Not Included
Optional Dental/Vision Benefits: Not Included
Apply Now
Questions on which plan best fits your travel needs?
Schedule a brief call with one of our sales consultants at a time that works for you.
Schedule an appointment now
You may also like to visit the FAQs or Expand To View Benefits table below.
Quoted prices include a $3.50 per person annual membership fee for the Global Citizens Association (GCA). If you are already a member, your membership will be extended for 12 months. Members may request a pro-rated adjustment of current membership fees. Please contact GCA at
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Travel Medical Insurance Fast Facts
GeoBlue Travel Insurance
933 First Avenue
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1.855.481.6647
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© 2024 GeoBlue. All Rights reserved.
GeoBlue is the trade name of Worldwide Insurance Services, LLC (Worldwide Services Insurance Agency, LLC in California and New York), an independent licensee of the Blue Cross and Blue Shield Association. GeoBlue is the administrator of coverage provided under insurance policies issued by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.
******************
English
Agents | Contact Us | Providers | Register | Login
Travel Medical & International Health Insurance
Travel Medical
Plans
Destination Health
Profiles
Why Choose
GeoBlue
Member
Services
Travel Medical Plans /Expat Worldwide Medical Plans /Quote
Xplorer Premier Quote Results
Talk with a sales team member
Schedule call
15-30 minute discussionEmail
Covered Individuals: 1
Trip Dates:
*****
/25 - *****
/26edit plan
Plan Selection/Cost:
Elite Plan
1,000 Plan
2,000 Plan
5,000 Plan
10,000 Plan
$4573
$3053
$2655
$2113
$1839
10,000 Plan
Deductible U.S. (In Network) $10,000
Deductible U.S. (Out of Network) $10,000
Deductible Outside the U.S. $10,000
Coinsurance Maximum (Inside the U.S. only) $10,000
Quote (per month) $1,839.00
Options:
Prescription Drug Upgrade: No question mark
+ Add Rx Upgrade
Dental/Vision Benefits: No question mark
+ Add Dental/Vision
U.S. Benefits: question mark
Comprehensive/Full U.S. Benefits
What is covered under the Basic U.S. Benefits rider?
What is covered under the Prescription Drug rider?
What is covered under the Dental/Vision rider?
10,000 Plan
$1,839.00 total
per month
Medical Limit: Unlimited
$10,000 Deductible U.S. (In Network)
Optional RX Upgrade: Not Included
Optional Dental/Vision Benefits: Not Included
Apply Now
Questions on which plan best fits your travel needs?
Schedule a brief call with one of our sales consultants at a time that works for you.
Schedule an appointment now
You may also like to visit the FAQs or Expand To View Benefits table below.
Quoted prices include a $3.50 per person annual membership fee for the Global Citizens Association (GCA). If you are already a member, your membership will be extended for 12 months. Members may request a pro-rated adjustment of current membership fees. Please contact GCA at
***********************
.Share These Quote Results
Recipient Email AddressRecipient Name (optional)
Add Recipient
Add a Message
Copy Quote Link
Expand To View BenefitsExpand To View Pricing Table
Schedule An Appointment With An Agent
Travel Medical Insurance Fast Facts
GeoBlue Travel Insurance
933 First Avenue
King of Prussia, PA
*****
USA1.855.481.6647
******************
******************************
Healthy Travel About/Press Travel Alerts Privacy Policy Terms & Conditions Sitemap
California Privacy Rights EU GDPR Privacy Policy Accessibility
Follow GeoBlue
facebook icontwitter iconLinkedin icon
© 2024 GeoBlue. All Rights reserved.
GeoBlue is the trade name of Worldwide Insurance Services, LLC (Worldwide Services Insurance Agency, LLC in California and New York), an independent licensee of the Blue Cross and Blue Shield Association. GeoBlue is the administrator of coverage provided under insurance policies issued by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.
Alton *******
ORIGINAL POSTER@Vijay ****
When I do a quick quote on your site it comes up twice as much of what I'm complaining aboutVijay *****
@Alton ******
...get the plan that works for you...Reply to
Vijay *****
Reply
Aake **********
Try Coris, im 70 and pay 1200 eur/year
Christopher *************
Try wrlife
Galenus ******
Just send an inquiry to WRLife. Best rates ever.🙏. Don't spend money on all those agents
Alton *******
ORIGINAL POSTER@Galenus *****
Thanks I did it was a big differenceRon *********
@Galenus *****
WRLife is good here in Thailand. Just had a hernia operation a few months ago. No issues, WRLife full coverage, even private room for 3 days. I paid 137 baht when I checked out.Peter *******
@Ron ********
But again, there no WR Agents or Brokers in ThailandGalenus ******
@Peter ******
actually, there is an office in BKK. But for what you need an Agent? To fill his pockets???Galenus ******
@Peter ******
...and that is why you don't pay much🤗Reply to
Galenus ******
Reply
Galenus ******
I'm 77 and pay 295 Euro/month
Jennifer *******
@Galenus *****
who with pleaseBrian **********
I would strongly advise that you do a thorough review of this company. You can start with TrustPilot.com and go from here.
Galenus ******
@Brian *********
how many answered there? Less than 10 ??? And how many hay members would this company have? 1000, 10.000, 100.000 or more?Don't be foolish!
Brian **********
@Galenus *****
you’re the foolish one! foolishness is not doing your due diligence on something as important as travel health insurance! AND I said, START with TrustPilot, “and go from here”.Galenus ******
@Brian *********
🥱🥱🥱🥱🥱Reply to
Galenus ******
Reply
Alton *******
ORIGINAL POSTERThanks Galenus that was a unbelievable difference in price from quotes I was getting Thanks to everybody and for this great site!
Michael ******
@Galenus *****
Have you ever claimed on it?Galenus ******
@Michael *****
not yetMichael ******
@Galenus *****
Then that's when you find out how good the policy is.Reply to
Michael ******
Reply
Mike *******
@Galenus *****
what companyGalenus ******
@Mike ******
WRLIFE. Ask for a quotationMike *******
@Galenus *****
thanks I willReply to
Mike *******
Reply
Galenus ******
@Mike ******
WRLIFEReply to
Galenus ******
Reply
Nick *******
You sure that is not for the year? I pay that per year and 60yr old.
Alton *******
ORIGINAL POSTER@Nick ******
Yes it's monthly I have had several insurance inquiries and they all come back about the same price $900-$1200usdRobert ************
@Alton ******
but I don’t know if they pay their claims or just denyRobert ************
@Alton ******
I got a cheap quote from Cigna only 550.00 a monthReply to
Robert ************
Reply
Shane ********
Speak to
@Jason ******
from @Tenzing ******************
for all your health insurance needs. Highly recommended, and Tenzing is the leading expat health insurance broker in Thailand. *****************************************
Cheryl ***************************
@Tipanan *******
and her team can help with that.Rachel *******
Speak with
Has access to all providers, so can compare all and find you the best cover and prices rather than comparing just one or two.
Totally free consultation
@Peter ******
fully qualified financial advisor dealing with health insurance in Thailand.Has access to all providers, so can compare all and find you the best cover and prices rather than comparing just one or two.
Totally free consultation
Peter *******
@Rachel ******
Stay clear of so called Financial Advisors - use a real BrokerPeter *******
I completely agree with Peter and Wayne, financial advisors invariably have much more expertise and are generally more qualified to advise clients of the best option for them - thanks for the endorsement, guys. 👍
Wayne ********
@Peter ******
I can go along with that, but I wouldn’t consider buying health insurance a financial matter. so why go to a financial advisor. For insurance I would go to someone whose sole purpose in life is to sell insurance and advise people on insurance costs and comparisons.Reply to
Wayne ********
Reply
Rachel *******
@Peter ******
not sure what you mean by that?Wayne ********
@Rachel ******
a financial advisor covers an entire realm of financial situations and insurance broker deals strictly with insuranceReply to
Wayne ********
Reply
Keith *******
I'm 59 and I pay that per year with AXA Thailand
Ruel *******
@Keith ******
no pre existing conditions?Keith *******
@Ruel ******
2 but my policy doesn't cover them, Mild asthma and ColitisReply to
Keith *******
Reply
David ********
Non O visa does not require health insurance. OA requires health insurance. Apply under "other" for Non O.
Reply to
David ********
Reply
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