@Nadine *****

because they foolishly do no preparation or research on how to go about what they want to do-- then, when it doesn't work out, it's everyone else's fault.

@Colin *********

u might, but many others do not. same, btw, with their health care insurance.

I am surprised by some here and friends that when asked they haven't the slightest idea what the coverage limits are for their auto policy, they simply know a price. policy benefits do vary per company, compare with several and get sufficient coverage in case of injury or fatal accident, especially if it involves Thai citizens. Too late afterwards to learn that your policy about which you were so thrilled because it was so inexpensive, fails protect you financially in case of serious accident.

@Colin *********

I would want to see clearly defined coverage benefits-- maybe high deductibles added, low max payouts, etc.

@Colin *********

yep

@Wylie ******

i dont disagree-- but if you look at the verbage used, not by mr hayes, but another , who's barely lived in Thailand but loves to pontificate about anything and everything and is often wrong. the pt with mr hays was that he seemed to provide all the google searches to proves that previous comment incorrect-- it simply demonstrates what i advise, don't rely here, search reputable and official sources, like mr hays did-- he found his "support" for his assertion by googling, not by a search of this page. i understand what u went thru, and others have also from various "experts", and while i understand ur appreciation for finding official sources, again, no need to wait for mr hays to correct someone, posters should understand just google it yourself from the start, and learn to cut out the middleman. i am then chastised for being "unkind and unhelpful" , but quite the contrary, if by now, someone can't even do basic searches in google, it's high time they learn, regardless of whether others love to share the the incorrect information with them.

@Benjamin *****

why would one want to quibble and gamble on your insurance not covering you?

it just seems games of " one upsmanship", trying to prove a other poster wrong. that's why these pages are often of little help-- too many arguments and claims of who knows it all -- ron sanger gave correct advice, but then the race started to "demand his sources". one is better to google official sites on your own, and err on the side of caution.

yes, i will be attacked for speaking the truth, but just look mr hayes, how much googling and search u did just to try to prove mr sangster wrong! btw, u didn't search this page, did u, as it doesn't have the answers!

@Wylie ******

thats ehat a friend experienced also, some think, can gile and go within a few fays 9r week-- heard that might have been possible 25 or 30 years ago, bur maybe not even then???

the reality is that its simply not possible in most cases

they look at various categories to determine what would "compel" her to return to thailand

like-- does she have large money or bank investments ( not recent, but from over a long period)

does she own property in her name, not family's

her employment-- what type, for how long, and for what salary

family, children here in thailand

@Peet **********

u haven't a clue she would swim the rio grande, hike thru dry terrain??