@John *********

It is a sold property, the money will be transferred to a Thai account. At first, I thought I needed to obtain a TIN, but it is not applicable because the amount is not subject to tax here. After that, if my bank asks about the source of the transferred funds, I have drafted a letter explaining their origin.

Recommended documents:

- Sale contract of the sold property.

- Proof of tax payment in the country of the sale.

- Declaration of funds origin, explaining that the money comes from the sale of a property and not from income generated in Thailand. Declaration of Funds Origin. In a case, just comment on this.

Date: [insert date]

To whom it may concern,

I, [your full name], hereby confirm that the funds transferred from abroad to my Thai bank account originate from the **sale of a private property** located outside of Thailand.

This transaction took place in [country of sale] and was completed in [month and year]. All related taxes and obligations were settled in the country where the transaction occurred.

These funds are part of my personal assets and **do not represent income generated within the current Thai tax year**. The total amount transferred is **below 100 million Thai Baht**, and the funds are intended solely for personal use in Thailand.

Please feel free to contact me for any additional documentation or clarification.

Well, after thinking it over, I don't need to apply for a TIN to pay myself from a property sale.

@Wolf *********

Good for you

@Pete ******

All good here. Thanks

I haven’t done these steps yet, so I’ll start with the TIN application.

May I ask—do I need a letter or any specific reason stated to request the TIN at the Revenue Department?

I say this because: I don't have an employer in Thailand.

I haven't generated local income.

I am a foreigner with no registered business or employment activity.

Thanks again for your help.

@Pete ******

Thank you very much for your reply.

I now understand that in order to obtain the Thai tax residency certificate, I first need to apply for a Tax Identification Number (TIN) and file at least one income tax return (P.N.D. 90 or 91), even if I haven't had any income in Thailand.

I will start by registering for a TIN at the local Revenue Department office, then file a return, and only after that proceed with the certificate application.

Your clarification was very helpful—thanks again!

@George ******

It doesn't matter to me tens of thousands, I have two debit accounts... one for leisure expenses and another for monthly expenses.In the second one I also receive international money transfers.It's a matter of systematic organization. Like having several drawers for different uses.

International transfers: certain accounts (like those in Bangkok Bank or Kasikorn) are more friendly for sending and receiving money from abroad.

@George ******

Many expats in Thailand have multiple bank accounts for practical reasons:

To separate personal and business finances

To benefit from specific bank features (better exchange rates, lower fees, better apps)

To meet visa requirements (showing funds in a Thai account)

As a backup in case one account has issues

Because some banks have poor online services

For easier international transfers

It’s mainly about convenience, flexibility, and fulfilling legal/financial needs.