@Julane ******

I understand, although I am a different type of person, I live in Thailand permanently, I have my family and my wife here. In other words, why pay more?

@Robert **********

Asking here is not useful for such topics. Partially true. It depends a lot on the group or community where you ask. In some places, there are experienced people who give useful and well-explained answers, but in others, you only find unfounded opinions or responses that don’t solve anything. There are also many people who comment just for the sake of it, without really knowing about the topic.

Thank you for your real contribution.

@Robert **********

Good for you ! Top

But tell it to him, "" not to me""

"Correct, he hasn't asked all those questions, but you know what it's about."

It’s about supporting, contributing. Very well. Also, what you’ve said can be useful to other people, obviously.

"Speaking the truth can make people think twice and give up, or simply move forward in the right way."

AXA

But I already had a contract from Europe.

"An international policy is more appealing for life insurance, but I haven't left Thailand for many years (married with a child), so I'll probably go for a national policy instead. More affordable."

@Robert **********

If you really want to add something positive, tell him what he should do with periods and commas. Ask him if he is willing and confident to do it, but in a different way.

@Robert **********

Give it a break, give it time. He's probably just probing quickly. That doesn’t mean he won’t consult a professional later. You guys judge too quickly.

It doesn't matter if you are a person in Finance, you don't know him, period.

You see what I asked him, what type of bar, big or small.

I'm just testing his investment. Don’t be so quick to judge. You guys send people to the fire too easily from behind a keyboard.

"The same thing was said about me before coming to Thailand in 2016. People would say: you're crazy, what are you going to do there, think it through, the language. Now I'm happily married and have an 8-year-old son, see?"

@Robert **********

Today, this platform has become an oracle—and I really mean it, eh? I don’t see it as just an empty idea for engaging with the subject.

Many people can answer you in a very accurate way.

As a first test of contact or consultation I consider it correct.

Hmm, I would just ask you what kind of bar it is: very big, small, etc. All these factors can cause serious issues when something goes wrong—or they can become a learning experience.

That is, it depends on the investment.

@Chad **********

Oh, excuse me, huh? I heard that if you're married to a Thai woman, you don't need to hire four guys, but two.

@David *****

Ssme for you.

Incorrect, it happens in all countries.

It is known as "misleading fine print" or "unfair terms." It can also refer to "bait-and-switch tactics" if it involves deceiving customers with an initially favorable offer that later changes with hidden conditions.