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Can I transfer 40,000 euros to Thailand using WISE for my marriage visa?

Marriage VisaThailand ImmigrationWISE TransfersBank Transfer LimitsProof of Funds
Sep 18, 2025
2 months ago
Jordee ******
ORIGINAL POSTER
How is everyone in Thailand? I hope you are doing well. I wanted to ask if I could transfer 40,000 euros from my Spanish account to my Thai account using WISE. I can prove that this money is mine in many ways, although my question would be: will there be any impediment from WISE in making the transfer to my Thai account? My purpose is because the time has come for me to pay for my marriage visa, so I need to transfer European money to Thailand and start with the paperwork process. Thank you very much everyone, and I hope you are doing well.
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TLDR : Answer Summary
The user is inquiring about transferring 40,000 euros from a Spanish account to a Thai account via WISE to fund their marriage visa application. Various comments clarify that the marriage visa only requires about 400,000 baht (approximately €10,000), and there are no issues transferring funds via WISE as long as the transfer limits of Thai banks are adhered to. However, it is advised to consider the nature of the transfer for immigration purposes, as an international transfer may be necessary for proof of funds.
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Sean *******
Open a binance TH account and use crypto if you can. Litterely takes only Cents and seconds
2 months ago
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Jordee ******
ORIGINAL POSTER
@Sean ******
 No thanks
2 months ago
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Jordee ******
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Stephen *********
How many women are you marrying?
2 months ago
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Mark *********
@Stephen ********
 that's a good one
2 months ago
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Jordee ******
ORIGINAL POSTER
@Mark ********
 You talk too much. You have a storm in your head. The unlucky ones are you, not me.
a month ago
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Mark *********
everyone is entitled to their opinion, even you!
a month ago
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Jordee ******
ORIGINAL POSTER
@Mark ********
 I have already given enough reasons to think that it is not a dowry because my wife is not into those stories from the past. Point two, she has her own money, she can support herself. Point three, she has no family, they've all died. Let's see if there's no one else thinking that it's a dowry and Thai traditions from the past. What happens is that there are always jokers who make the typical comment to act like they know Thailand. I don’t know what circles they hang out in, but my environment and my situation are completely different.
a month ago
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Jordee ******
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Jordee ******
ORIGINAL POSTER
@Stephen ********
 I’ve been married for 8 years and I have two Thai children. What the hell are you talking about?
2 months ago
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Stephen *********
@Jordee *****
 the money you are talking about needed for a visa!
2 months ago
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Jordee ******
ORIGINAL POSTER
@Stephen ********
 Yes, of course. It’s for applying for the marriage visa. That’s why I’m moving money. Although what I’m asking, you may have already seen in previous messages. I’m trying to find out whether it’s necessary to make an international transfer or if I can use WISE to have funds in my Thai account and go to immigration to complete the paperwork.
2 months ago
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Mark *********
@Jordee *****
 A fool and his money are easily parted.
2 months ago
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Jordee ******
ORIGINAL POSTER
@Mark ********
 My wife has never asked me for money in eight years. Never. She has her own money. Okay? Man, got it?
2 months ago
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Joe *****
Jordee Woodummmm many women dont "ask" for money. They are .much smarter than that, but you soon find yourself paying for everything and buying major assets like a house and car...just be careful amd onky soend what u dont want your former family to receive in inheritance or money that u personally expect to never receive back or ever see again:) This advice DOES NOT APPLY if u have a Thai biological child.
2 months ago
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Jordee ******
ORIGINAL POSTER
@Joe ****
 I pay for my son’s school and upkeep, and my wife pays for everything else. So, relax, guys, because you’re always thinking negatively. I’m not saying this about you, I’m saying it about others.
a month ago
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Jordee ******
ORIGINAL POSTER
@Stephen ********
 Are you going to say anything I don’t already know?
2 months ago
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Jordee ******
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Andreas *********
Do not transfer with WISE if you want the labeling of international transfer in your account. Wise can't influence it, that's a matter of the Bank of Thailand. Wise has me Written to be absolutely sure, you should transfer directly from bank to bank. Wise has the Kasikorn Bank in Thailand as a correspondent bank. Depending on where you have your account, it is then Only a national transfer that appears on the account as an Internet transfer. You should definitely consider that. Immigration always requires an international transfer.
2 months ago
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Val *******
@Andreas ********
 thats what I understand. The bank will produce proff of fund for bank to bank transfer only.
2 months ago
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Jordee ******
ORIGINAL POSTER
@Andreas ********
 Thank you for your advice. I have perfectly understood your explanation: although Wise works for sending money, for Thai immigration to recognize the funds as international and valid for the marriage visa, I need to make a direct SWIFT transfer from my Spanish bank to my Thai account.
2 months ago
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Chris ********
@Jordee *****
 doesn't need to be international funds for a marriage visa. Only for retirement visa.
a month ago
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Jordee ******
ORIGINAL POSTER
Chris Moroni Well, then I can transfer funds from Wise without needing to obtain a SWIFT code.
a month ago
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Jordee ******
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Andreas *********
@Jordee *****
 That is absolutely correct, although I may have exchanged the marriage visa. My statement is correct for the other transfers. You can also do this on the Wise App under Thai transfer read it yourself. The info is unfortunately too large more than 100 line breaks , to paste the copy here.
2 months ago
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Andreas *********
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Tai **********
@Andreas ********
 yeah sorry but you’re wrong.
2 months ago
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Jordee ******
ORIGINAL POSTER
@Tai *********
 Could you clarify a bit your comment about the other person being wrong? I’m interested in understanding your point regarding international funds for the marriage visa in Thailand.
2 months ago
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Tai **********
@Jordee *****
 It is not a requirement for funds to be from an international transfer!
2 months ago
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Tai **********
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Michael ********
@Andreas ********
 For marriage visa proof of international transfer is not a requirement
2 months ago
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Jordee ******
ORIGINAL POSTER
@Michael *******
 Exactly, you’re right: for the marriage visa (Non-Immigrant O in Thailand), it is not always required that the proof of funds be an international transfer.

What immigration usually asks for is:

* Proof of funds available in Thailand, which can be a balance in a local bank account or recent deposits.

* For some consulates or specific cases, they may accept local transfers or account statements, as long as they show that you have enough money to meet the visa requirements.

The problem arises when someone interprets that only an international SWIFT transfer is acceptable, but in practice, a Thai bank account with a sufficient balance and official statements is usually enough.
2 months ago
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Jordee ******
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William ***********
Is that the dowry?
2 months ago
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Jordee ******
ORIGINAL POSTER
@William **********
 My wife doesn’t have any family, but thank you for reminding me with your comment.
2 months ago
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Jordee ******
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Phil ******
@Jordee *****
 you should be ok but send in smaller amounts
2 months ago
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Jordee ******
ORIGINAL POSTER
@Phil *****
 All right
2 months ago
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Jordee ******
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Chizel *******
Depends who your bank is in Thailand. Several (Kasikorn etc) allow ฿2mil and SCB allows ฿1.5mil so you'll have no problems sending 40k in one transfer.
2 months ago
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Jordee ******
ORIGINAL POSTER
@Chizel ******
 Kasikorn. That is
2 months ago
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Jordee ******
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Rok ********
Main banks allow around 2 m baht per transfer. Marriage visa only requires 400,000baht = aprox €10,000.
2 months ago
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Jordee ******
ORIGINAL POSTER
@Rok *******
 Yes, sure
2 months ago
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Jordee ******
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Ian **********
Thai banks have different limits on maximum transfers, so check the Wise website. Why are you transferring 1.5 million baht when you only need 400,000 for a marriage extension? My advice would be to not keep more funds in Thailand than is necessary.
2 months ago
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Jordee ******
ORIGINAL POSTER
@Ian *********
 Well, you know, I haven’t set foot in my country of origin for many years.

Anyway, I have more funds in another account in my country.
2 months ago
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Ian **********
@Jordee *****
 I wasn't saying keep the money in your home country, I was just advising not to move so much to Thailand. The banking system here is in upheaval, with many expats having their accounts frozen.
2 months ago
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Jordee ******
ORIGINAL POSTER
@Ian *********
 I already checked with my bank that my phone number matched my account number. They confirmed it, but I did this weeks ago, because this has been happening for a while now. I did it even though my account wasn’t frozen.
2 months ago
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Jordee ******
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Todd *********
Wise allows transfers up to 2 million baht each time.
2 months ago
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Maxim ***********
You don't need 40k Euros for a marriage visa.

You need 400k Baht, which is $10.64k Euros, give or take.

And it's not a payment, it's a proof of fund.
2 months ago
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Jordee ******
ORIGINAL POSTER
@Maxim **********
 Yes, I know, I know, but what I’m trying to figure out is whether the transfer needs to be through direct banks to have an international SWIFT proof, which is what I’m trying to find out if immigration will require me for starting the paperwork, or if simply showing immigration that I have funds in my Thai account will be enough to proceed with the paperwork. That’s what I’m trying to clarify.
2 months ago
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Antanas *************
@Jordee *****
 don’t forget to pay taxes after that to Thailand minimum 10% from all your money
2 months ago
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Pete *******
@Antanas ************
 complete nonsense
a month ago
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Leo *********
@Antanas ************
 not true. If he’s not Thai tax resident he can remit funds and be tax free. He also already paid taxes in Europe on this money. As long as he bring the money into thailand before he gets tax resident (spend 180 days here) he can do it TAX FREE. Only Thai tax resident are subjected to taxes.
2 months ago
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Antanas *************
@Leo ********
 So he will stay 180 days and will become a resident
a month ago
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Sean **********
@Antanas ************
 No! This is not correct.
2 months ago
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Jordee ******
ORIGINAL POSTER
@Antanas ************
The sale of a property in Spain generates a capital gain sourced in Spain.

According to the Spain–Thailand Double Taxation Avoidance Agreement:

Gains from the sale of immovable property are taxed in the country where the property is located, in this case, Spain.

Thailand cannot tax that same gain again, even if the money is transferred to a Thai account.

Therefore, the funds from the sale of the property are protected from double taxation.

The only thing the Thai bank might request is documentation proving the source of the money, but that is not a tax—just a banking and anti-money-laundering control.
2 months ago
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Jordee ******
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Maxim ***********
@Jordee *****
 It depend on the office. Some immigration office you can transfer and the next day already start the process. Others, the money need to be there sitting for 2-3 months. If the money is there for 90 days, it will work in every office.
2 months ago
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Jordee ******
ORIGINAL POSTER
@Maxim **********
 Alright, it will be a matter of going to my corresponding office and asking them, thank you.
2 months ago
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Jordee ******
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Jordee ******
ORIGINAL POSTER
@Maxim **********
 Yes, I know, but anyway, I want to transfer all my funds to the country where I live.
2 months ago
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Begona ***************
@Jordee *****
 they have a weird internal compliance different people looking at it so it’s a never ending story i almost lost the sale I will never transfer large amounts like that ever again they ended up compensating for the mess 70 pound
2 months ago
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Begona ***************
@Jordee *****
 make sure you have proof where the money comes from once I was trying to send 100 k to Mexico to buy an apt through Wise and they were going around in circles for weeks I would. It transfer large sums through them do it through your bank traditionally safer
2 months ago
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Begona ***************
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Kevin *******
@Maxim **********
 think you misunderstood the question
2 months ago
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Kevin *******
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