@Bill ********

Thank you for the information.

It is important to hear from others whether a company works seriously with people.

@Steve *********

What health insurance company do you have?

@Albert *******

Well, I think about your age, pre-existing conditions. I also think about your policy, international? I suppose you have an international policy. With all these ingredients, a high price. Well, look at what I'm telling you: I was thinking of taking out an international policy, but since I haven't left this country for many years, I'm going to take out a national Thai insurance policy. The savings will be considerable, although I will opt for a better policy than a basic or usual coverage. My needs and preferences are stated in another message.

@Bill ********

What type of claims?

Thanks for comment

@Albert *******

650 VS 200 ? Interesting

And here is a short letter presenting the objectives.

This text aims to be clear and direct, highlighting the important points in a respectful manner.

Dear [Company Name],

I am writing to express my concern regarding the clarity and transparency of the policies offered. On several occasions, the terms and conditions of the policies can be ambiguous, making it difficult to fully understand what is covered or excluded. This, along with the lack of visibility of certain key conditions or exclusions, creates confusion and potential misunderstandings.

I would appreciate it if you could review the wording of your policies, using clearer and more accessible language for customers, avoiding details that may remain hidden or not be properly understood. Additionally, it would be helpful to provide more detailed explanations of the coverage offered and possible exclusions, to avoid unfulfilled promises or surprises when making claims.

Transparency is essential in any agreement of this nature, and I believe that providing this information would not only avoid frustrations for customers but also strengthen trust in your services.

Sincerely,

Jordee

"For mass emailing."

New review of the email can you comment if I should include anything else?

Subject: Health Insurance Inquiry for an Expat in Thailand

Introduction:

My name is Jordee, I am 48 years old, and I have been living in Thailand for 8 years with a Thai family. I do not have any pre-existing conditions or a history of serious illnesses, and I have a low-risk profession as I buy and resell various products. Marriage Certificate.

My Health Insurance Needs:

I am looking for a health insurance plan that includes coverage for the following:

General medical consultations and specialist visits.

Hospitalization, including surgeries and emergency care.

Prescription medications

Emergency medical coverage, especially for accidents.

Preventative care (e.g., blood tests, cholesterol checks).

International coverage options (as I may travel abroad).

Details on deductibles, reimbursement options, and medical network affiliations.

Additionally, I consider it essential that the policy covers medical emergencies in case of traffic accidents, whether on a motorcycle or in a car. I would also like to know if there is a limit on medical expenses and whether payments are made directly to affiliated hospitals or through reimbursement.

Additional Questions:

1. Is there an age limit to enroll in the policy?

2. Does it cover annual medical check-ups?

- Valuable for me to make decisions when contracting.

"Do your policies offer any benefits or discounts for maintaining good health?"

Additional Considerations:

1. Remote Support: Does your company provide remote support through online chat for assistance with policy-related questions or medical emergencies?

2. Payment Process: Could you please clarify the payment methods available for purchasing the insurance policy? I prefer using secure payment platforms, and I would like to ensure that the payment process is clear and transparent.

3. Digital Documentation: Before finalizing the purchase, I would like to receive all relevant documentation, such as the policy details, exclusions, and any additional conditions, in a digital format (preferably PDF). This will allow me to carefully review all aspects of the policy before committing.

I would greatly appreciate more details about the available plans and the best option for my situation.

Note: If you are an insurance broker, feel free to ask for any additional information you may need before searching for providers. I will respond promptly.

Thank you for your time and attention to this matter. I look forward to your reply and a possible consultation.

Best regards,

Jordee

@Suraphong ******

Yes, I still need a new policy.

I am preparing a list ( as you can see) to send a mass email to hire a health insurance policy. I still want to expand my list (for myself or others), and when I consider it, I will contact all of them through a generic text with my preferences.

If you are a broker or work for a company, please provide your contact details, here.

I will add you to the list.

✅ List of options for health insurance policies. My idea is to send a mass email to as many companies as possible with my preferences or well-defined needs.

Can you contribute?

✓ I will keep adding more.

- AA (Broker)

@https://www.facebook.*********************

- Peter Wands

Financial advisor dealing with health insurance in Thailand.

@https://www.facebook.*********************

- Mon

@https://www.facebook.*********************

- Rungtiwa (With AXA)

Thai Insurance Solutions by Rungtiwa for Thais & Expats

@https://www.facebook.*********************

@https://www.facebook.*********************

- WrLife

@https://www.facebook.*********************

- Ban Chang Insurance and Law Hub

@https://www.facebook.*********************

- Cigna

@https://www.facebook.*********************

Cigna Quote

521&utm_content=521&utm_id=20

- Pacific Cross

@https://www.facebook.*********************

- Thai Life Insurance (By the way, they have several job offers published.)

@https://www.facebook.*********************

AiA Company Limited

@https://www.facebook.*********************

Rabbit Care ( Broker)

%281%29&utm_content=conv-core-audience-thailand-live-abroad-away-from-home-2&utm_term=20250207-conv-expat-2&fbclid=IwZXh0bgNhZW0BMABhZGlkAasXNB5pEHsBHatJtBALvevnqHn9qqznXz8uK_qUwaVsxjUb2HPxqIXCH4fEe2M_MQw5ew_aem_mbiIHh2fPYdr4CI7iYZ9Eg&utm_id=120215327592730331207-conv-expat-2&fbclid=IwZXh0bgNhZW0BMABhZGlkAasXNB5pEHsBHatJtBALvevnqHn9qqznXz8uK_qUwaVsxjUb2HPxqIXCH4fEe2M_MQw5ew_aem_mbiIHh2fPYdr4CI7iYZ9Eg&utm_id=331

@Wyn *********

Noted