@John ******
I asked them HOW do I apply for a bank account in order to get a retirement visa (since the requirement is to have money in a Thai bank account) if the bank won't let me open an account ... the guy at the government complex spoke good English and understood me perfectly (which I checked to be sure), and he said I had to register my residence to get a letter of permission to take to the bank, so I did all that, they finally sent me the letter, which didn't mention anything about permission to open a bank account, and the bank still wouldn't let me, so how do I open an account to switch to a retirement visa ... it doesn't make any sense at all ... SURELY they should have considered the possibility someone would arrive on a tourist visa or a visa free tourism stamp and subsequently decide they'd like to stay, but for some bizarre reason they excluded this category from being allowed to open an account, so it seems there's no way possible to switch from it to a retirement visa ... I'm just gobsmacked not only by being given false information by the government department itself, but also by the absurdity of the policy given that they seem to WANT foreigners to retire here and bring money with them