@Trevor *****
First off, leave your negative attitude at home!
Second off:
*** move to Pattaya, visit F.S. Consulting Co. and pay 5000.- THB. They will open a Bangkok Bank account in your sole name ON ANY VISA, even on a visa-exempt entry.
I said, on any visa. DO YOU UNDERSTAND ?
Use a WISE transfer to wire a minimum of 800.000.- THB onto your Thai bank account from your bank in your home country.
*** do a “border run” to a land border of Thailand with a neighbouring country, enter Thailand “visa-exempt”. You will get stamped in for 60 days “admitted stay”.
Now you got the 15 days left on a stay permit, which are required to be able to apply for the “change of visa type”
*** visit F.S. Consulting Co., again, and let them apply for the “change of visa type” from an “exempt visa entry” to a “90-days Non-imm-O Retirement visa”
You will need a minimum of 800.000 THB on your bank account by the time you apply for the visa. NO SEASONING needed at this point
*** as soon as the money has seasoned in your account for two months, from up to 30 days left on your 90-days stamp, you can apply for the “1-year Extension of Stay Permit based on Retirement”
(which some people call “retirement visa”)
And there you are, you got your “retirement visa” for one year.
*** every year, you will have to repeat applying for the next “1-year extension of stay permit” using the 800.000.- THB deposit in your bank account as a financial proof
If you don’t have this kind of money, you got two options:
*** stay in your home country and forget to live in Thailand
*** pay an agent in Thailand to bribe an Immigration officer to accept your “retirement visa” without you need to show own money. Costs of this will be something like 32.000.- THB