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What are the best banks in Thailand for opening an account on an O-A visa?

Dec 15, 2025

7 hours ago

Hi all. Today when I wanted to unblock my account at Bangkok bank I was surprised to be asked to go to the embassy of my country for I don't know what certificate. I tried to open another account at Kungskri bank but I was told that for a multiple-entry OA visa they cannot open an account for me. They suggested that I change my visa type. Have these banks become idiots? Have you had this kind of problem? Where is the easiest place to open an account based on an O-A visa?

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TLDR : Answer Summary

The post discusses challenges faced by expats in opening bank accounts in Thailand, specifically when holding an O-A visa. The author encountered difficulties at Bangkok Bank and was advised to visit the embassy for a certificate. Community members suggest trying other banks, notably Kasikorn Bank, as they have reported success opening accounts under the O-A visa. The conversation also points out the discrepancies in bank policies regarding resident certificates and emphasizes the importance of persistence in finding a cooperative bank.

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Todd *********

Yellow book and Thai ID (pink)

It’s not required but most of the banks want this

Kasikorn refused me because I had a non O and not an O-A or O-X, because they are the examples listed from the govt of acceptable visas

Even though it states any non O

4 hours ago

Jungle ******

And this is why I use an agent ...

I don't need to lose my mind dealing with Thai people I would rather just stay on their good side

4 hours ago

Mario *********

@Jungle *****

Hi John...could you tell me how much you pay average an agent? Is he working on commission or is there a fix price. Thanks Mario

4 hours ago

Reply to

Mario *********

Trav **********

If you talked to the bank staff the same way as you did in your comment no wonder they treated you that way. Idiot??? sound a very good way to get things done in Thailand, maybe in your country you would have got a smack in the mouth!!!!! I know in my country you would have 👊👊

4 hours ago

Bob **********

Go to immigration and get a resident certificate and I’d use Kasikorn

5 hours ago

David *********

F**k Bangkok bank

5 hours ago

Tony *********

The money launderers want to restrict our money by claiming that we are money launderers. The joy of globalisation.

5 hours ago

Ning ******

The cert from the embassy, the bank have a blank copy. Just fill and bring it to the embassy to get it stamped.

6 hours ago

Gabriel *********

ORIGINAL POSTER

@Ning *****

I would be stupid to travel hundreds of kilometers to unblock my account. I prefer to open another account at another, friendlier bank.

5 hours ago

Reply to

Gabriel *********

Jan ************

Kasikorn

6 hours ago

John **********

I'm guessing what they want to see is a residence certificate. Go to your local immigration office and get on, then go to a mobile provider and get a SIM registered against your passport (with receipt) then go to a bank and try again

7 hours ago

Gabriel *********

ORIGINAL POSTER

Now I'm trying at SCB . Long waiting time everywhere.

6 hours ago

OZ ******

@Gabriel ********

go 2 kasikorn

6 hours ago

Reply to

OZ ******

Gabriel *********

ORIGINAL POSTER

@John *********

I have immigration certificate and Registred sim already

6 hours ago

Xu ****

@Gabriel ********

Bangkok Bank doesn't trust residency certificates issued by the Thai Immigration Bureau 🤣

They always require us to obtain certificates from our own country's embassy proving we are genuinely residing in Thailand!

I was asked to do the same...

4 hours ago

Reply to

Xu ****

IndigoJa********

@John *********

Spot on John great advice .

6 hours ago

Reply to

IndigoJa********

Thrilling*********

Kasikorn.

7 hours ago

Pete *******

I am on OA and got bank opened in less than an hour. Kasikorn bank

7 hours ago

Brook ********

Go to another 4 banks and you will get 3 more wild recommendations and one will allow you to open an account.

7 hours ago

Brandon ************

Are you an expert on visa matters from your own country? Probably not. Bank staff know nothing about Thai visas, and on top of that most banks don't want to deal with the paperwork involved in doing business with foreigners.

If you only tried one branch, then that's on you. You need to keep trying different bank branches until you find one that will work with you. Each bank branch manager, even of the same bank, sets their own policies for their specific branch.

7 hours ago

Gabriel *********

ORIGINAL POSTER

@Brandon ***********

when I go to my bank I expect to be treated fairly. As long as they opened my account and there was no problem and after 6 months immediately after I deposited the necessary 800,000 baht they froze my account. this is a donkey. All bank agents must know the legislation on visas if their bank works with foreigners. there is no point in giving their opinion if they have no idea. It is very simple. You don't know the legislation let someone else who does. You can't make fun of customers and their funds. Now I am at the main bank and waiting to talk to a supervisor.

5 hours ago

Steve ****

@Gabriel ********

you may be right but expecting consistency here is a waste of energy. Try another branch

5 hours ago

Reply to

Steve ****

Rob *******

@Brandon ***********

ah...the little mafia fiefdoms model. So Thai.

5 hours ago

Reply to