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Why are banks in Thailand refusing to open accounts for foreigners on a Non-O visa?

Thai Banking System Visa Types Non-Immigrant O Visa Bank Account Opening Foreigners in Thailand Bank Policies Thailand Immigration Financial Services for Expats Thailand Expats Issues

Jul 15, 2025

23 days ago

Michael **********

ORIGINAL POSTER

Surprised today going to Bangkok Bank asking to open a bank account based on a 90 day O visa and holding the document provided from the immigration office.

  There answer was that they don’t open anymore account to foreigners even though I explained that I am not on a tourist visa but a O non immigrant one .

  My second attempt was going to Krungsri and all looks well. They copied all my documents and they will call me in two days.

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TLDR : Answer Summary

The post discusses the challenges faced by a foreigner when trying to open a bank account in Thailand while on a 90-day Non-Immigrant O visa. The individual experienced rejection from Bangkok Bank despite having the necessary documents, while Krungsri Bank seemed more accommodating. Comments reveal a trend of difficulties among expats with the same visa type in multiple banks, highlighting inconsistencies in account opening policies and the frustration with bureaucratic hurdles related to banking and immigration in Thailand.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
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David ****************

My understanding is that all Thai Banks are under pressure to comply with international anti money laundering regulations. Advise I have is that only Krungthai allows agent retirement visa deposits without 4 month freeze and this is unlikely to remain an option for long.

21 days ago

Mike ******

At a time when Thailand's economy is going down the plughole, no one in Government has a brain. They should grab every foreigner with both hands to ensure they get his money. What do they do - they insert another obstacle - TDAC to dissuade them from coming here.

21 days ago

Damo ***********

Surprised? Omg… you looking for a shoulder to cry on or something?

22 days ago

Chris *****

Rules get harder more and more

22 days ago

Damo ***********

@Chris ****

so they should.

22 days ago

Tony *****